Enter any address in Canadian County, Oklahoma to see its FEMA flood zone
Flash flooding from summer thunderstorms is the dominant flood character in Canadian County, Oklahoma. Between 1993 and 2023, the NOAA Storm Events Database recorded 49 flash flood events and 8 flood events. For example, flash flooding occurred across the western and northern portions of the Oklahoma City Metropolitan Area on July 12, 2025, due to heavy rainfall from slow-moving thunderstorms. Another impactful severe weather event featuring flash flooding occurred across central Oklahoma on July 9, 2023.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the most claims, with an average payout of $18,553 and an average water depth of 5.5 feet. Properties in Zone X also have a significant number of claims, with an average payout of $17,401 and an average water depth of 4.4 feet. Homeowners in Zone A and Zone X, as well as those in Zone X_UNSHADED and Zone D where average water depths are lower but claims still occur, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
13 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Canadian County, Oklahoma has recorded 57 flood-related events since 1996 according to NOAA's Storm Events Database, including 49 flash floods and 8 river or area floods. The county has received 39 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storm | Severe Ice Storm | Oct 26, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 7, 2019 |
| Severe Winter Storms And Flooding | Severe Storm | Dec 26, 2015 |
| Severe Winter Storms And Flooding | Severe Ice Storm | Nov 27, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 5, 2015 |
| Severe Storms, Tornadoes, And Flooding | Tornado | May 18, 2013 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 12, 2025 | 0.00K |
| Flood | Jul 12, 2025 | 0.00K |
| Flash Flood | Jul 9, 2023 | 10.00K |
| Flash Flood | Aug 29, 2022 | 0.00K |
| Flash Flood | Jul 27, 2020 | 5.00K |
| Flash Flood | Sep 1, 2020 | 0.00K |
| Flash Flood | Aug 26, 2019 | 2.00K |
| Flash Flood | Aug 26, 2019 | 0.00K |
| Flash Flood | May 21, 2019 | 0.00K |
| Flash Flood | May 18, 2019 | 0.00K |
Flash Flood — Jul 12, 2025
A weak and slow-moving upper trough translated across the WFO Norman Forecast Area on the 12th. A low-level airmass characterized by high humidity and modest buoyancy led to thunderstorms with heavy rainfall. Flooding occurred during the afternoon hours across the western and northern portions of the OKC Metropolitan Area. A pair of weak tornadoes were also observed across north-central Oklahom...
Flood — Jul 12, 2025
A weak and slow-moving upper trough translated across the WFO Norman Forecast Area on the 12th. A low-level airmass characterized by high humidity and modest buoyancy led to thunderstorms with heavy rainfall. Flooding occurred during the afternoon hours across the western and northern portions of the OKC Metropolitan Area. A pair of weak tornadoes were also observed across north-central Oklahom...
Flash Flood — Jul 9, 2023
An impactful severe weather event occurred across portions of western into central Oklahoma during the early morning hours of the 9th. Initially, a broken line of strong to severe thunderstorms entered northwestern Oklahoma and slowly organized into a quasi-linear convective system (QLCS). Additional organized/severe storms developed across central Oklahoma owing to an increasing low-level jet/...
Flash Flood — Aug 29, 2022
With the trough lingering over the area, thunderstorms developed once again during the afternoon with wind and hail reported. Heavy rainfall also led to flooding in some areas.
Flash Flood — Jul 27, 2020
Slow-moving storms led to isolated flash flooding across in parts of central Oklahoma on the evening of the 27th.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Canadian County, Oklahoma:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Canadian County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.