Enter any address in Craig County, Oklahoma to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood event in Craig County. In August 2023, widespread thunderstorms produced locally heavy rainfall resulting in flash flooding. Similar conditions occurred in May 2019 due to a strong upper-level storm system moving into the Southern Plains.
National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced the most claims, with an average payout of $30,519 and an average water depth of 4.4 feet. Properties in Zone X and Zone X_Unshaded also show significant average payouts, though with lower average water depths. Homeowners in Zone A, as well as those in Zone X and X_Unshaded, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
14 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Craig County, Oklahoma has recorded 46 flood-related events since 1996 according to NOAA's Storm Events Database, including 41 flash floods and 5 river or area floods. The county has received 31 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1974–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Tornado | Apr 25, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Jun 14, 2023 |
| Severe Winter Storm | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 8, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 7, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 30, 2019 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 28, 2017 |
| Severe Winter Storms And Flooding | Severe Storm | Dec 26, 2015 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Aug 13, 2023 | 0.00K |
| Flash Flood | Apr 30, 2019 | 0.00K |
| Flash Flood | Sep 24, 2019 | 0.00K |
| Flash Flood | Jun 23, 2019 | 0.00K |
| Flash Flood | May 21, 2019 | 0.00K |
| Flash Flood | May 21, 2019 | 50.00K |
| Flash Flood | Aug 17, 2018 | 0.00K |
| Flash Flood | Jul 15, 2016 | 0.00K |
| Flash Flood | Jun 18, 2015 | 0.00K |
| Flash Flood | Oct 10, 2014 | 0.00K |
Flash Flood — Aug 13, 2023
Widespread thunderstorms developed across eastern Oklahoma during the evening hours of the 13th and early morning hours of the 14th, as a cold front moved through the region. The strongest thunderstorms produced damaging wind gusts. Locally heavy rainfall resulted in some flash flooding.
Flash Flood — Apr 30, 2019
Strong to severe thunderstorms developed across eastern Oklahoma during the early afternoon hours of the 30th, to the east of a stationary frontal boundary that was located across north-central Oklahoma into northwest Texas. Moderately strong instability combined with strong wind shear resulted in the development of supercell thunderstorms, which produced multiple tornadoes, including two stron...
Flash Flood — Sep 24, 2019
Showers and thunderstorms developed across northeastern Oklahoma during the early morning hours of the 24th, as warm and moist air was drawn up over a warm front that stretched through the region. Slow-moving thunderstorms produced heavy rainfall repeatedly across the same areas, resulting in flash flooding across portions of northeastern Oklahoma.
Flash Flood — Jun 23, 2019
Multiple rounds of thunderstorms moved across eastern Oklahoma from the afternoon of June 22nd through the early morning hours of the 24th, as a cold front approached the area from the west. The strongest storms produced damaging wind and large hail up to quarter size. In addition, widespread two to four inches of rain occurred across the area, with some areas receiving between five and seven i...
Flash Flood — May 21, 2019
A strong upper level storm system moved into the Southern Plains from the Rockies on the 20th and 21st. The attendant warm front moved from northern Texas northward into northeastern Oklahoma during the day on the 20th, and then the cold front associated with this storm system moved through eastern Oklahoma during the late evening of the 20th and early morning hours of the 21st. Warm, moist, an...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Craig County, Oklahoma:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Craig County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.