Enter any address in Creek County, Oklahoma to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Creek County. Between 2003 and 2023, NOAA Storm Events data recorded 47 flash flood events and 29 flood events. Recent examples include flash flooding in May 2022 when three to six inches of rain fell across northern Creek County, and a flood event in May 2022 associated with a strong storm system moving through the region.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the most claims, with 180 claims filed, averaging over $11,000 in payouts and over two feet of water depth. While Zone X areas have seen fewer claims, average payouts in Zone X_UNSHADED were higher than in Zone A, with an average water depth of less than one foot. Residents in Zone A, as well as those in other flood zones, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
18 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Creek County, Oklahoma has recorded 76 flood-related events since 1996 according to NOAA's Storm Events Database, including 47 flash floods and 29 river or area floods. The county has received 47 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1971–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Little Salt Creek Fire | Fire | Mar 14, 2025 |
| Underwood Fire | Fire | Mar 14, 2025 |
| Wildfires And Straight-line Winds | Fire | Mar 14, 2025 |
| Euchee Creek Fire | Fire | Oct 29, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Jun 14, 2023 |
| Severe Winter Storm | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 8, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 7, 2019 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | May 24, 2022 | 0.00K |
| Flood | May 5, 2022 | 0.00K |
| Flood | May 21, 2019 | 0.00K |
| Flash Flood | May 20, 2019 | 0.00K |
| Flash Flood | Aug 16, 2018 | 0.00K |
| Flash Flood | Aug 16, 2018 | 25.00K |
| Flash Flood | Apr 21, 2017 | 0.00K |
| Flash Flood | May 20, 2017 | 30.00K |
| Flash Flood | May 19, 2017 | 0.00K |
| Flood | Dec 27, 2015 | 0.00K |
Flash Flood — May 24, 2022
Showers and thunderstorms produced widespread heavy rainfall across portions of northeastern Oklahoma during the early morning hours of the 24th, as they moved repeatedly across some of the same areas for a number of hours. Three to six inches of rain fell across northern Creek County, where flash flooding occurred.
Flood — May 5, 2022
A strong storm system slowly moved from the central Rockies into the Southern and Central Plains on the 4th and 5th. The associated surface frontal boundary located over northern Texas early on the 4th moved north into central Oklahoma as a warm front by the late afternoon, and then near the Kansas border on the 5th ahead of a cold front. The first round of thunderstorms developed over eastern ...
Flood — May 21, 2019
A strong upper level storm system moved into the Southern Plains from the Rockies on the 20th and 21st. The attendant warm front moved from northern Texas northward into northeastern Oklahoma during the day on the 20th, and then the cold front associated with this storm system moved through eastern Oklahoma during the late evening of the 20th and early morning hours of the 21st. Warm, moist, an...
Flood — May 21, 2019
A persistently active weather pattern, consisting of a deep trough over the western U. S. and ridging along the Gulf Coast and southeastern U. S., set the stage for numerous rounds of rainfall across the Southern Plains from May 18th through the end of the month. The atmospheric moisture remained unseasonably high during this period, resulting in very efficient rainfall-producing showers and th...
Flash Flood — May 20, 2019
A strong upper level storm system moved into the Southern Plains from the Rockies on the 20th and 21st. The attendant warm front moved from northern Texas northward into northeastern Oklahoma during the day on the 20th, and then the cold front associated with this storm system moved through eastern Oklahoma during the late evening of the 20th and early morning hours of the 21st. Warm, moist, an...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Creek County, Oklahoma:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Creek County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.