4 flood insurance claims·$35,259 paid·1 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Greer County, Oklahoma. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding from summer thunderstorms dominates the flood profile of Greer County. According to NOAA Storm Events Database records from the last 30 years, the county experienced 13 flash flood events alongside 3 general flood events. Vivid examples of these conditions include scattered thunderstorms that developed during the afternoon of June 13, 2021, which resulted in multiple recorded flash flood and flood events across the area.
National Flood Insurance Program records indicate that flood claims in the county are concentrated in moderate-to-low risk areas rather than designated high-risk flood zones. Specifically, Zone X recorded 3 claims with an average payout of $17,630 and an average recorded water depth of 1 inch. Zone X_UNSHADED recorded 1 claim with an average payout of $0 and an average recorded water depth of 0 inches.
Homeowners, real estate agents, and journalists should note that properties outside of traditional high-risk special flood hazard areas—specifically those located within Zone X—still experience localized water accumulation and insurance claims.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
In flood insurance claims here that reported a flood depth, the average was 1 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2017, with 2 claims and $19,393 paid, the year of Severe Storms, Tornadoes, and Flooding.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
22 federal disaster declarations since 1986, 1 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Feb 8, 2021 |
| Severe Winter Storms | Feb 8, 2021 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | May 7, 2019 |
| Severe Winter Storms And Flooding | Dec 26, 2015 |
| Severe Winter Storms And Flooding | Nov 27, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | May 5, 2015 |
| Severe Winter Storm | Jan 31, 2011 |
| Severe Winter Storm | Jan 28, 2010 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
16 since 1996: 13 flash floods and 3 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Jun 13, 2021 | — |
| Flood | Jun 13, 2021 | — |
| Flash Flood | May 8, 2019 | $10,000 |
| Flash Flood | Oct 7, 2018 | $75,000 |
| Flash Flood | Aug 25, 2017 | — |
| Flood | Mar 4, 2004 | — |
| Flood | Sep 11, 2003 | — |
| Flash Flood | May 27, 1999 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Jun 13, 2021. Scattered thunderstorms developed during the afternoon of the 13th, with a few severe wind reports received.
Flood · Jun 13, 2021. Scattered thunderstorms developed during the afternoon of the 13th, with a few severe wind reports received.
Flash Flood · May 8, 2019. Numerous supercell storms were followed by a large line of thunderstorms that produced severe weather on the evening and overnight of the 7th into the 8th.
Flash Flood · Oct 7, 2018. A warm front lifted north through Oklahoma during the day on the 7th, producing numerous thunderstorms.
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Greer County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.