Enter any address in Lincoln County, Oklahoma to see its FEMA flood zone
Flash flooding from severe thunderstorms is the dominant flood character in Lincoln County. Between 2024 and 2025, the county experienced significant flash flooding events, including those on April 30th and May 6th, which followed periods of heavy rainfall and severe weather.
Over the last 30 years, NOAA Storm Events data shows 34 flood events, resulting in three fatalities. National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the highest average payouts and water depths. Homeowners in areas designated as Zone A, as well as those in areas with unknown flood zone designations, should pay the most attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
10 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Lincoln County, Oklahoma has recorded 34 flood-related events since 1996 according to NOAA's Storm Events Database, including 25 flash floods and 9 river or area floods. The county has received 45 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1970–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Chandler Fire | Fire | Mar 14, 2025 |
| Logan Fire | Fire | Mar 14, 2025 |
| Wildfires And Straight-line Winds | Fire | Mar 14, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Nov 2, 2024 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Tornado | Apr 25, 2024 |
| Severe Winter Storm | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storm | Severe Ice Storm | Oct 26, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 30, 2025 | 50.00K (1 deaths) |
| Flood | Jul 21, 2024 | 0.00K |
| Flash Flood | May 6, 2024 | 0.00K |
| Flash Flood | Jun 28, 2021 | 0.00K |
| Flash Flood | May 27, 2021 | 0.00K |
| Flood | Jun 27, 2021 | 0.00K |
| Flash Flood | May 29, 2019 | 20.00K |
| Flash Flood | May 25, 2019 | 0.00K |
| Flood | Aug 23, 2019 | 0.00K |
| Flood | May 21, 2019 | 10.00K (1 deaths) |
Flash Flood — Apr 30, 2025
Multiple rounds of severe convection and flooding occurred from the predawn hours of the 29th into morning hours of the 30th. The most significant round of severe thunderstorm activity occurred across portions of western-north Texas on the evening of the 29th, where intense supercell thunderstorms produced very large hail, damaging wind gusts and a pair of significant (EF-2+) tornadoes. Signifi...
Flood — Jul 21, 2024
A weak upper system pivoted across the Central Plains on the 20th and 21st. Multiple rounds of disorganized convection occurred from the evening of the 20th into the morning of the 21st. A few thunderstorms briefly became strong to severe, yielding reports of thunderstorm wind damage and hail.
Flash Flood — May 6, 2024
A significant severe weather outbreak, including ten (10) tornadoes, impacted northern and central portions of the WFO Norman Forecast Area during the evening of the 6th into the early morning hours of the 7th. The synoptic pattern across the western half of the Continental United States favored a significant severe weather episode across the region, with a powerful (110-120 knot) upper-level j...
Flash Flood — Jun 28, 2021
A very moist airmass and slow moving storms led to a multi-day heavy rainfall event for much of the area. 6 to 8+ inches fell in a swath from southwest OK northeast along the I-44 corridor. Several storms also produced isolated severe weather with hail and strong winds reported.
Flash Flood — May 27, 2021
Thunderstorms developed during the evening hours of the 16th along a residual outflow boundary near the Red River, producing scattered reports of severe wind and hail, along with one tornado report. Storms continued into the early morning hours of the 17th.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Lincoln County, Oklahoma:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Lincoln County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.