1 flood insurance claims·$9,956 paid·3 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Love County, Oklahoma. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
In flood insurance claims here that reported a flood depth, the average was 1 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
1 NOAA storm reports from Love County describe what happened, in the words of the forecasters who covered it. Read the Oklahoma flood stories →
26 federal disaster declarations since 1973, 3 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Apr 25, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes | Jun 14, 2023 |
| Severe Winter Storm | Feb 8, 2021 |
| Severe Winter Storms | Feb 8, 2021 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Apr 30, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | May 5, 2015 |
| Severe Winter Storm | Jan 31, 2011 |
| Severe Storms, Tornadoes, And Straight-line Winds | May 10, 2010 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
10 since 1996: 9 flash floods and 1 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | May 22, 2025 | — |
| Flood | May 16, 2021 | — |
| Flash Flood | Jan 10, 2020 | — |
| Flash Flood | Sep 1, 2020 | — |
| Flash Flood | May 1, 2019 | — |
| Flash Flood | May 28, 2015 | — |
| Flash Flood | Apr 28, 2006 | — |
| Flash Flood | Apr 7, 2002 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · May 22, 2025. Multiple rounds of hail-producing thunderstorms impacted portions of the WFO Norman Forecast Area on the 22nd. Morning convection was initiated by moist isentropic ascent in low to mid-levels. With sufficient elevated instability and wind shear already in place, a few transiently organized thunderstorms produced hail from south-central into north-central Oklahoma. Thunderstorm intensity gradually increased towards…
Flood · May 16, 2021. Thunderstorms developed during the evening hours of the 16th along a residual outflow boundary near the Red River, producing scattered reports of severe wind and isolated hail and flooding.
Flash Flood · Jan 10, 2020. A strong storm system brought an unseasonably warm and moist airmass into the area. Multiple reports of severe hail and flooding were received along with a tornado on the 10th.
Flash Flood · Sep 1, 2020. Slow moving thunderstorms along a nearly stationary frontal boundary led to numerous flooding reports during the morning of the 1st across central and southern Oklahoma.
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Love County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.