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McCurtain County, Oklahoma Flood Zones

Check an Address in McCurtain County

Enter any address in McCurtain County, Oklahoma to see its FEMA flood zone

The Flooding Character of McCurtain County

Flash flooding from widespread showers and thunderstorms is the dominant flood character in McCurtain County. Between 1996 and 2026, NOAA Storm Events data recorded 107 flash flood events and 11 flood events. Recent examples include flash flooding on January 30, 2025, and April 2, 2025, associated with weather systems bringing warm, moist air and unstable conditions.

NFIP claims data indicates that properties in Zone A, which have experienced 41 claims averaging $17,928, are frequently impacted. While Zone X properties have had fewer claims (3), their average payout was higher at $20,076, with an average water depth of 6.0 feet. Homeowners in Zone A and those located near waterways should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from McCurtain County

80 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Oklahoma flood stories →

Flood Risk Data for McCurtain County

McCurtain County, Oklahoma has recorded 119 flood-related events since 1996 according to NOAA's Storm Events Database, including 107 flash floods and 11 river or area floods. The county has received 22 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

McCurtain County Disaster History

FEMA Disaster Declarations (1972–2023)

Disaster Declarations
22
Flood/Coastal Disasters
1
Latest Disaster
Severe Storms, Straight-line Winds, And Tornadoes (2023-06-14)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in McCurtain County

DeclarationTypeDate
Severe Storms, Straight-line Winds, And TornadoesSevere StormJun 14, 2023
Severe Winter StormSevere Ice StormFeb 8, 2021
Severe Winter StormsSevere Ice StormFeb 8, 2021
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Winter Storms And FloodingSevere StormDec 26, 2015
Severe Storms, Tornadoes, Straight-line Winds, And FloodingSevere StormMay 5, 2015
Severe Winter StormSevere StormDec 5, 2013
Severe Winter StormSevere StormJan 31, 2011
Severe Winter StormSevere StormJan 28, 2010

Recorded Flood Events in McCurtain County

NOAA Storm Events Database (1996–2025)

Total Flood Events
119
River/Area Floods
11
Flash Floods
107
Hurricanes/Tropical Storms
1
Total Property Damage
$775,000
Flood Deaths
2

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in McCurtain County

TypeDateDamage
Flash FloodJan 30, 20250.00K
FloodJan 30, 20250.00K
Flash FloodJun 12, 20250.00K
Flash FloodApr 3, 20250.00K
Flash FloodApr 2, 20250.00K
Flash FloodMay 24, 20240.00K
Flash FloodFeb 8, 20230.00K
FloodFeb 8, 20230.00K
FloodApr 1, 20220.00K (1 deaths)
Flash FloodMay 20, 20210.00K

McCurtain County Flood History

Flash Flood — Jan 30, 2025

A closed upper level low pressure system shifted east from Southeast Colorado into the Oklahoma/Texas Panhandles into Western Oklahoma on January 30th, with an increased southerly low level flow allowing warm, humid, and very moist air to return back north across Northeast Texas, Southeast Oklahoma, and Southwest Arkansas with the passage of a warm front. Strong forcing near and north of the wa...

Flood — Jan 30, 2025

A closed upper level low pressure system shifted east from Southeast Colorado into the Oklahoma/Texas Panhandles into Western Oklahoma on January 30th, with an increased southerly low level flow allowing warm, humid, and very moist air to return back north across Northeast Texas, Southeast Oklahoma, and Southwest Arkansas with the passage of a warm front. Strong forcing near and north of the wa...

Flash Flood — Jun 12, 2025

An axis of training thunderstorms containing localized 3-4 inch per hour rainfall rates occurred along a well defined cold pool across parts of Northeast Texas and Southeast Oklahoma on the morning of June 12th. These thunderstorms resulted in localized heavy rainfall amounts across parts of McCurtain County. Thunderstorm inflow was characterized by 1500-3000 J/kg of MLCAPE, minimal CIN, 2-2.25...

Flash Flood — Apr 3, 2025

A warm and unstable air mass was in place across the Ark-La-Tex region on April 2nd ahead of an approaching cold front. With MLCAPE values near 2000 J/kg, along with strong effective bulk shear and steep mid-level lapse rates, widespread showers and strong thunderstorms rapidly developed and intensified along the front as it moved into Southeast Oklahoma during the afternoon and evening hours, ...

Flash Flood — Apr 2, 2025

A warm and unstable air mass was in place across the Ark-La-Tex region on April 2nd ahead of an approaching cold front. With MLCAPE values near 2000 J/kg, along with strong effective bulk shear and steep mid-level lapse rates, widespread showers and strong thunderstorms rapidly developed and intensified along the front as it moved into Southeast Oklahoma during the afternoon and evening hours, ...

Source: NOAA National Weather Service Storm Events Database.

McCurtain County NFIP Flood Insurance Claims

Total Claims Filed
45
Total Paid Out
$796,449
Avg Claim
$18,963
Avg Water Depth
1.9 ft

Claims by Flood Zone

A Zones (High Risk)
41
X Shaded (500-yr)
1

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in McCurtain County

FEMA assigns flood zone designations to areas in McCurtain County, Oklahoma:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in McCurtain County

Properties in McCurtain County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.