Enter any address in McIntosh County, Oklahoma to see its FEMA flood zone
Flash flooding from thunderstorms is the primary flood concern in McIntosh County. Between 2000 and 2023, NOAA Storm Events data recorded 53 flash flood events. For example, flash flooding occurred in April 2021 following heavy rainfall, and again in September 2023 due to scattered thunderstorms. One flood event in the same period resulted in two fatalities.
NFIP claims data shows that properties in Zone A have experienced an average of 2.0 feet of water depth with an average payout of $28,332. While Zone X has had fewer claims, one claim averaged a significantly higher payout of $48,273 with an average water depth of 99.0 feet. Homeowners in Zone A, particularly those near waterways, and those in Zone X should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
18 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
McIntosh County, Oklahoma has recorded 54 flood-related events since 1996 according to NOAA's Storm Events Database, including 53 flash floods and 1 river or area floods. The county has received 31 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2023)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Jun 14, 2023 |
| Severe Winter Storm | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 8, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storms And Flooding | Severe Storm | Dec 26, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 5, 2015 |
| Severe Storms, Tornadoes, And Flooding | Tornado | May 18, 2013 |
| Severe Storms And Flooding | Severe Storm | Apr 21, 2011 |
| Severe Winter Storm | Severe Storm | Jan 31, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 5, 2025 | 0.00K |
| Flash Flood | Sep 23, 2023 | 0.00K |
| Flash Flood | Apr 28, 2021 | 0.00K |
| Flash Flood | Jun 7, 2021 | 20.00K |
| Flash Flood | May 15, 2020 | 0.00K |
| Flash Flood | Sep 1, 2020 | 0.00K |
| Flash Flood | Feb 23, 2018 | 100.00K |
| Flash Flood | Feb 23, 2018 | 0.00K |
| Flash Flood | Apr 29, 2017 | 75.00K |
| Flash Flood | Apr 29, 2017 | 0.00K |
Flash Flood — Apr 5, 2025
Strong to severe thunderstorms developed across portions of eastern Oklahoma during the early morning hours of the 4th, as lift associated with an approaching upper level disturbance increased north of a stationary front across northeastern Oklahoma and southern Arkansas. The strongest storms produced large hail up to golf ball size and damaging wind gusts.||Additional rounds of strong to sever...
Flash Flood — Sep 23, 2023
Scattered strong to severe thunderstorms developed across portions of eastern Oklahoma during the afternoon of the 23rd, along a retreating warm front that stretched across the area, and ahead of a cold front approaching from the northwest. The thunderstorms became more widespread across the area during the evening. The air mass ahead of the cold front became very unstable, and deep-layer wind ...
Flash Flood — Apr 28, 2021
Strong to severe thunderstorms moved through eastern Oklahoma during the morning of the 28th. These storms produced locally heavy rainfall that resulted in flash flooding, damaging wind gusts, and three tornadoes. Another round of thunderstorms developed across eastern Oklahoma during the evening of the 28th, as a cold front moved into the area. The strongest storms produced damaging wind.||Wid...
Flash Flood — Jun 7, 2021
A broad low pressure center in the middle and upper atmosphere moved from northern Texas to northeastern Oklahoma on the 6th and 7th. The first round of thunderstorms affected southeastern Oklahoma during the morning and afternoon hours of the 6th. Locally heavy rainfall occurred, which resulted in isolated flash flooding. ||A more pronounced and focused area of thunderstorms developed during t...
Flash Flood — May 15, 2020
Thunderstorms developed into eastern Oklahoma during the morning of the 15th. The strongest storms produced damaging wind and a tornado across northeastern Oklahoma. Very moist air across the region, combined with slow storm motion, resulted in locally heavy rainfall and flash flooding. The storms developed slowly southward during the day, with intensification noted as they moved into southeast...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in McIntosh County, Oklahoma:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in McIntosh County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.