Enter any address in Murray County, Oklahoma to see its FEMA flood zone
Flash flooding from severe thunderstorms is the primary flood concern in Murray County. Over the past 30 years, NOAA Storm Events data shows 52 recorded flash flood events compared to 6 general flood events. Recent examples include flash flooding reported on July 11, 2023, and June 3, 2023, following periods of severe thunderstorms.
National Flood Insurance Program (NFIP) claims data indicates that properties designated as Zone A have experienced the most claims, with an average payout of $24,482 for an average water depth of 0.5 feet. While Zone X properties have also seen claims, including one with an average water depth of 1.0 foot in the X_UNSHADED designation, the higher frequency of flash flooding suggests that residents in areas prone to rapid water rise, such as those near creeks or in low-lying areas, should be particularly aware of their flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
5 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Murray County, Oklahoma has recorded 58 flood-related events since 1996 according to NOAA's Storm Events Database, including 52 flash floods and 6 river or area floods. The county has received 26 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1970–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Buck Horn Fire | Fire | Mar 19, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Tornado | Apr 25, 2024 |
| Severe Winter Storm | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 8, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Tornado | May 16, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 5, 2015 |
| Falls Creek Fire | Fire | Jul 15, 2011 |
| Severe Winter Storm | Severe Storm | Jan 31, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 3, 2025 | 0.00K |
| Flash Flood | Apr 27, 2024 | 0.00K |
| Flash Flood | Jul 11, 2023 | 0.00K |
| Flash Flood | Apr 30, 2019 | 0.00K |
| Flash Flood | Sep 21, 2018 | 0.00K |
| Flash Flood | May 15, 2018 | 0.00K |
| Flash Flood | Jun 7, 2018 | 0.00K |
| Flash Flood | May 27, 2017 | 0.00K |
| Flash Flood | May 19, 2017 | 2.00K |
| Flash Flood | May 19, 2017 | 0.00K |
Flash Flood — Jun 3, 2025
Widespread severe thunderstorms, organized along a passing cold front, impacted much of Oklahoma and western-north Texas on the afternoon and evening of the 3rd. In addition to reports and observations of thunderstorm wind damage and large hail, six tornadoes occurred across the WFO Norman Forecast Area. Flash flooding also occurred during the evening hours across southeastern Oklahoma due to r...
Flash Flood — Apr 27, 2024
A widespread, long-duration and historic severe weather and tornado outbreak occurred from the late morning through late evening on the 27th. In all, 32 tornadoes affected portions of the WFO Norman Forecast Area, the third most in a single day during the period of reliable record. This included six significant (EF-2+) tornadoes and one violent (EF-4) tornado that struck Marietta (Love County)....
Flash Flood — Jul 11, 2023
Numerous severe thunderstorms developed amidst an increasing low-level jet/isentropic ascent regime during the early morning hours of the 11th. Sufficient wind shear and instability allowed for organized modes (both cells and small lines) from west-central into southeastern Oklahoma. The strongest storms produced reports of wind damage and large hail. Given favorable antecedent conditions for f...
Flash Flood — Apr 30, 2019
A stationary front and and upper wave produced numerous thunderstorms with a variety of severe weather on the 30th.
Flash Flood — Sep 21, 2018
Abundant moisture from the gulf and a remnant tropical system converged with a front coming in from northwest early on the morning of the 21st resulting in widespread heavy rain and numerous reports of flash flooding across central and south central Oklahoma and western north Texas through the day.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Murray County, Oklahoma:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Murray County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.