Enter any address in Muskogee County, Oklahoma to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Muskogee County. Recent events include flash flooding on April 28, 2024, and November 8, 2024, where widespread showers and thunderstorms produced locally heavy rainfall.
Between 2014 and 2024, NOAA Storm Events data recorded 76 flash flood events and 23 flood events, resulting in 4 fatalities. FEMA National Flood Insurance Program (NFIP) claims data shows that properties in Zone A experienced an average payout of $56,550 with an average water depth of 2.3 feet. Properties in Zone X, which includes Zone X_UNSHADED and Zone X_SHADED, had a higher average payout of $75,584 with an average water depth of 5.8 feet, indicating that properties outside of high-risk A zones can still experience significant flood damage.
Homeowners in Zone A, as well as those in Zone X areas with higher average payouts and water depths, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
40 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Muskogee County, Oklahoma has recorded 99 flood-related events since 1996 according to NOAA's Storm Events Database, including 76 flash floods and 23 river or area floods. The county has received 34 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 19, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Jun 14, 2023 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | May 2, 2022 |
| Severe Winter Storm | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 8, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Flooding | Flood | May 7, 2019 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 7, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Tornado | May 16, 2017 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 28, 2024 | 0.00K |
| Flash Flood | Aug 11, 2024 | 0.00K |
| Flood | Nov 8, 2024 | 15.00K (2 deaths) |
| Flash Flood | Jun 10, 2022 | 0.00K |
| Flash Flood | Jun 8, 2022 | 0.00K |
| Flash Flood | Jul 18, 2021 | 5.00K |
| Flash Flood | Jul 18, 2021 | 0.00K |
| Flash Flood | Mar 19, 2020 | 0.00K |
| Flash Flood | May 15, 2020 | 0.00K |
| Flash Flood | Sep 24, 2019 | 0.00K |
Flash Flood — Apr 28, 2024
Severe thunderstorms developed during the afternoon of the 27th over central Oklahoma, along and ahead of the dry line, as a strong upper level low pressure system deepened into the Southern Rockies. Strong instability and strong wind shear over eastern Oklahoma supported organized severe thunderstorms, including supercells. The first round of storms affected portions of far northeastern Oklaho...
Flash Flood — Aug 11, 2024
Showers and thunderstorms produced widespread rainfall amounts of two to three inches, with locally heavy amounts up to five inches, across portions of northeastern Oklahoma during the morning of August 11th. This locally heavy rainfall resulted in isolated areas of flash flooding.
Flood — Nov 8, 2024
Widespread showers and thunderstorms developed across eastern Oklahoma on the 8th, ahead of a strong, slow-moving storm system that translated into the Southern Plains from the Southern Rockies. These showers and thunderstorms produced a corridor of locally heavy rainfall in northeastern Oklahoma, which resulted in some flash flooding.
Flash Flood — Jun 10, 2022
Two organized lines of thunderstorms moved into eastern Oklahoma during the morning of the 10th, one from the southwest and one from the northwest. The strongest thunderstorms produced damaging wind. Locally heavy rainfall also occurred in some locations, with a swath of three to six inches falling across Muskogee, Sequoyah, and northern Le Flore Counties, which subsequently resulted in some fl...
Flash Flood — Jun 8, 2022
Strong to severe thunderstorms developed across northeast and east central Oklahoma during the morning of the 8th, to the north of a stationary frontal boundary as an upper level disturbance moved into the area. Meanwhile, a well-organized squall line moved into east central and southeastern Oklahoma from the west. High water content in the air across the region promoted locally heavy rainfall ...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Muskogee County, Oklahoma:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Muskogee County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.