Enter any address in Noble County, Oklahoma to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Noble County. Between 1996 and 2023, NOAA Storm Events data recorded 17 flash flood events and 2 flood events. Recent occurrences include flash flooding on October 4, 2017, and May 20, 2019, both linked to widespread severe weather and stalled weather fronts.
National Flood Insurance Program (NFIP) claims data for Noble County shows limited claims in recent years. One claim was filed in Zone X with no reported water depth or payout, and another in Zone X_Unshaded with an average payout of $153 and no reported water depth.
Homeowners in areas prone to rapid water level rise, particularly those near creeks and drainage ways that experience thunderstorm activity, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
2 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Noble County, Oklahoma has recorded 19 flood-related events since 1996 according to NOAA's Storm Events Database, including 17 flash floods and 2 river or area floods. The county has received 29 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storm | Severe Ice Storm | Oct 26, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Flooding | Flood | May 7, 2019 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 7, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 30, 2019 |
| Severe Winter Storms And Flooding | Severe Storm | Dec 26, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 5, 2015 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | May 21, 2019 | 0.00K |
| Flash Flood | May 20, 2019 | 0.00K |
| Flash Flood | May 11, 2017 | 2.00K |
| Flash Flood | May 11, 2017 | 0.00K |
| Flash Flood | Oct 4, 2017 | 0.00K |
| Flash Flood | Oct 6, 2016 | 0.00K |
| Flash Flood | May 23, 2015 | 0.00K |
| Flash Flood | Mar 20, 2007 | 0.00K |
| Flash Flood | Mar 4, 2004 | 25K |
| Flood | Apr 23, 1999 | — |
Flood — May 21, 2019
An extremely unstable environment led to widespread severe weather across Texas and Oklahoma on the 20th into the morning of the 21st.
Flash Flood — May 20, 2019
An extremely unstable environment led to widespread severe weather across Texas and Oklahoma on the 20th into the morning of the 21st.
Flash Flood — May 11, 2017
Storms formed during the afternoon of the 11th in the vicinity of an eastward moving cold front and dryline.
Flash Flood — Oct 4, 2017
An area of showers and storms formed and trained over central Oklahoma near a stalled front through the morning and early afternoon of the 4th.
Flash Flood — Oct 6, 2016
An area of storms formed overnight on the 5th into the morning hours of the 6th in the vicinity of a retreating front across northern Oklahoma.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Noble County, Oklahoma:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Noble County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.