FEMA flood zones · Oklahoma

Okfuskee County, Oklahoma Flood Zone Map

2 flood insurance claims·$4,170 paid·5 federal flood & hurricane disasters

1% of Okfuskee County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Okfuskee County, Oklahoma. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Okfuskee County floods

Flash flooding from severe thunderstorms dominates the flood profile of Okfuskee County. Over the last 30 years, NOAA records show 37 flash flood events resulting in 1 death, alongside 10 general flood events. Severe weather patterns, such as a strong upper-level low pressure system and stationary fronts, frequently drive localized heavy rainfall and supercells across the area. For example, severe thunderstorms produced localized flash flooding on April 27, 2024, and multiple rounds of locally heavy rainfall caused additional flash flooding on June 5, 2024. Earlier events, such as a line of storms on June 14, 2025, and a slow-moving storm system on May 5, 2022, similarly generated localized flooding from unstable air masses and frontal boundaries.

Federal Insurance and Mitigation Administration records indicate that flood risks are present in mapped high-risk areas, with Zone A recording 2 claims averaging a payout of $4,170 and an average recorded water depth of 1 inch. Homeowners, real estate agents, and journalists should pay the most attention to properties located within Zone A and areas prone to sudden runoff from severe thunderstorm activity.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 1 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

In their words

13 NOAA storm reports from Okfuskee County describe what happened, in the words of the forecasters who covered it. Read the Oklahoma flood stories →

Federal disasters

40 federal disaster declarations since 1974, 5 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Straight-line Winds, Tornadoes, And FloodingNov 2, 2024
Severe Storms, Straight-line Winds, Tornadoes, And FloodingApr 25, 2024
Severe Winter StormFeb 8, 2021
Severe Winter StormsFeb 8, 2021
Severe Storms, Straight-line Winds, Tornadoes, And FloodingMay 7, 2019
Severe Storms, Tornadoes, Straight-line Winds, And FloodingApr 30, 2019
Severe Storms, Tornadoes, Straight-line Winds, And FloodingMay 16, 2017
Severe Winter Storms And FloodingDec 26, 2015

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

47 since 1996: 37 flash floods and 10 river or area floods.

EventDateDamage
FloodJun 14, 2025$100,000
Flash FloodApr 27, 2024—
Flash FloodJun 5, 2024—
FloodMay 5, 2022—
Flash FloodMay 27, 2021$15,000
Flash FloodJun 7, 2021$25,000
FloodMay 20, 2017—
Flash FloodMay 19, 2017—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · Jun 14, 2025. A line of strong to severe thunderstorms moved through portions of eastern Oklahoma during the late morning and afternoon of the 14th, as warm, moist and unstable air was drawn over a stationary front across the area. The strongest storms produced hail up to nickel size, and localized flash flooding.

Flash Flood · Apr 27, 2024. Severe thunderstorms developed during the afternoon of the 27th over central Oklahoma, along and ahead of the dry line, as a strong upper level low pressure system deepened into the Southern Rockies. Strong instability and strong wind shear over eastern Oklahoma supported organized severe thunderstorms, including supercells. The first round of storms affected portions of far northeastern Oklahoma during the early…

Flash Flood · Jun 5, 2024. A line of strong to severe thunderstorms moved through eastern Oklahoma during the late evening of the 4th, producing damaging wind gusts. Multiple rounds of locally heavy rainfall fell across the same areas, resulting in localized flash flooding.

Flood · May 5, 2022. A strong storm system slowly moved from the central Rockies into the Southern and Central Plains on the 4th and 5th. The associated surface frontal boundary located over northern Texas early on the 4th moved north into central Oklahoma as a warm front by the late afternoon, and then near the Kansas border on the 5th ahead of a cold front. The first round of thunderstorms developed over eastern Oklahoma during the…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Okfuskee County

If a building in Okfuskee County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.