Enter any address in Oklahoma County, Oklahoma to see its FEMA flood zone
Flash flooding from severe thunderstorms is the dominant flood character in Oklahoma County. Between 1996 and 2023, NOAA data recorded 183 flash flood events, resulting in 16 fatalities, alongside 29 additional flood events. Recent occurrences include flash flooding on April 19, 2025, and April 25, 2025, which saw widespread severe thunderstorms across the region.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A experienced 590 claims with an average payout of $15,184 and an average water depth of 1.3 feet. Properties in Zone X, which includes both shaded and unshaded areas, saw a total of 538 claims. Notably, Zone X (unshaded) had an average payout of $8,835 with 1.7 feet of water, while Zone X (shaded) had a higher average payout of $18,785 with 1.8 feet of water. Zone D properties had 221 claims with an average payout of $2,707 and 0.6 feet of water.
Homeowners in Zone A, and those in Zone X with higher average payouts and water depths, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
52 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Oklahoma County, Oklahoma has recorded 212 flood-related events since 1996 according to NOAA's Storm Events Database, including 183 flash floods and 29 river or area floods. The county has received 51 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1974–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Luther Fire | Fire | Mar 14, 2025 |
| Wildfires And Straight-line Winds | Fire | Mar 14, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Nov 2, 2024 |
| Hefner Fire, Oklahoma Fmag | Fire | Mar 31, 2023 |
| Severe Winter Storm | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storm | Severe Ice Storm | Oct 26, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storms And Flooding | Severe Ice Storm | Nov 27, 2015 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Apr 30, 2025 | 0.00K |
| Flash Flood | Apr 29, 2025 | 100.00K |
| Flash Flood | May 25, 2025 | 0.00K |
| Flash Flood | Apr 19, 2025 | 0.00K |
| Flood | Jun 14, 2025 | 0.00K |
| Flash Flood | Jul 12, 2025 | 0.00K |
| Flood | Jul 12, 2025 | 0.00K |
| Flash Flood | Aug 11, 2024 | 25.00K |
| Flash Flood | Aug 11, 2024 | 15.00K |
| Flash Flood | Jun 4, 2024 | 0.00K |
Flood — Apr 30, 2025
Multiple rounds of severe convection and flooding occurred from the predawn hours of the 29th into morning hours of the 30th. The most significant round of severe thunderstorm activity occurred across portions of western-north Texas on the evening of the 29th, where intense supercell thunderstorms produced very large hail, damaging wind gusts and a pair of significant (EF-2+) tornadoes. Signifi...
Flash Flood — Apr 29, 2025
Multiple rounds of severe convection and flooding occurred from the predawn hours of the 29th into morning hours of the 30th. The most significant round of severe thunderstorm activity occurred across portions of western-north Texas on the evening of the 29th, where intense supercell thunderstorms produced very large hail, damaging wind gusts and a pair of significant (EF-2+) tornadoes. Signifi...
Flash Flood — May 25, 2025
This episode once again featured widespread severe convection across the central and southern extents of the WFO Norman Forecast Area from the afternoon of the 25th into early morning of the 26th. The background synoptic regime featured generally weak flow, with evidence of multiple weak embedded upper systems from northern Mexico into portions of the south-central United States. A persistent p...
Flash Flood — Apr 19, 2025
A severe weather and flash flood episode occurred across central and southern portions of the WFO Norman Forecast Area from the evening of the 19th into the early morning hours of the 20th. A slow-moving upper system continued to approach the area on the 19th. This, along with strong/moist low-level ascent atop a quasi-stationary boundary, helped initiate widespread thunderstorms across the reg...
Flood — Jun 14, 2025
Multiple rounds of severe thunderstorm activity impacted portions of Oklahoma, mainly central and northern areas, from the morning of the 14th through daybreak on the 15th. An initial decaying complex of thunderstorms moved from southern Kansas into northern and central Oklahoma on the morning into early afternoon of the 14th. While this activity was non-severe for much of its journey across th...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Oklahoma County, Oklahoma:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Oklahoma County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.