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Pauls Valley, Oklahoma Flood Zones

Check an Address in Pauls Valley

Enter any address in Pauls Valley, Oklahoma to see its FEMA flood zone

Flood Risk in Pauls Valley, Oklahoma

Pauls Valley has a population of 5,992 residents. Like many communities in Oklahoma, properties in Pauls Valley may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Pauls Valley. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Oklahoma Statewide Flood Data

Total NFIP Claims
12,966
Total Claims Paid
$259.3M
Active Policies
1,000
Avg Premium
$582/yr
Disaster Declarations
2,593
Peak Claims Year
1984

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Pauls Valley

FEMA assigns flood zone designations to areas in Pauls Valley, Oklahoma:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Pauls Valley

Properties in Pauls Valley that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Oklahoma is approximately $582 per year.

Even in low-risk zones, flood insurance is recommended — from 2014 to 2024, nearly one-third of NFIP claims came from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Oklahoma flood zone data →