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Pottawatomie County, Oklahoma Flood Zones

Check an Address in Pottawatomie County

Enter any address in Pottawatomie County, Oklahoma to see its FEMA flood zone

The Flooding Character of Pottawatomie County

Flash flooding from severe weather events is a significant concern in Pottawatomie County. Over the past 30 years, NOAA Storm Events data indicates 35 flash flood events and 16 general flood events, resulting in 3 fatalities. Recent examples include a severe weather and flash flood episode in April 2025, which brought widespread thunderstorms and heavy rainfall to the region.

FEMA National Flood Insurance Program data shows that properties in Zone A have experienced the most claims, with an average payout of $16,439 and an average water depth of 2.2 feet. While Zone X properties have seen fewer claims, some have experienced significant water depths, averaging 5.0 feet in Zone X_UNSHADED, with an average payout of $2,419. Homeowners in Zone A, and those in Zone X_UNSHADED, should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Pottawatomie County

13 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Oklahoma flood stories →

Flood Risk Data for Pottawatomie County

Pottawatomie County, Oklahoma has recorded 51 flood-related events since 1996 according to NOAA's Storm Events Database, including 35 flash floods and 16 river or area floods. The county has received 44 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Pottawatomie County Disaster History

FEMA Disaster Declarations (1970–2025)

Disaster Declarations
44
Flood/Coastal Disasters
3
Latest Disaster
East Thunderbird Fire (2025-03-14)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Pottawatomie County

DeclarationTypeDate
Clear Pond FireFireMar 14, 2025
East Thunderbird FireFireMar 14, 2025
Severe Storms, Straight-line Winds, Tornadoes, And FloodingTornadoApr 25, 2024
Severe Storms, Straight-line Winds, And TornadoesTornadoApr 19, 2023
Severe Storms, Tornadoes, And FloodingSevere StormMay 2, 2022
Severe Winter StormSevere Ice StormFeb 8, 2021
Severe Winter StormsSevere Ice StormFeb 8, 2021
Severe Winter StormSevere Ice StormOct 26, 2020
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020

Recorded Flood Events in Pottawatomie County

NOAA Storm Events Database (1996–2025)

Total Flood Events
51
River/Area Floods
16
Flash Floods
35
Total Property Damage
$1.2M
Flood Deaths
3
Flood Injuries
1

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Pottawatomie County

TypeDateDamage
Flash FloodApr 30, 2025100.00K (1 deaths)
Flash FloodApr 30, 20250.00K
Flash FloodApr 30, 202525.00K
FloodApr 20, 202525.00K
FloodApr 19, 202525.00K
Flash FloodMar 23, 202310.00K
FloodMar 23, 20235.00K
Flash FloodMay 4, 20220.00K
FloodMay 27, 20210.00K
Flash FloodApr 30, 20190.00K

Pottawatomie County Flood History

Flash Flood — Apr 30, 2025

Multiple rounds of severe convection and flooding occurred from the predawn hours of the 29th into morning hours of the 30th. The most significant round of severe thunderstorm activity occurred across portions of western-north Texas on the evening of the 29th, where intense supercell thunderstorms produced very large hail, damaging wind gusts and a pair of significant (EF-2+) tornadoes. Signifi...

Flood — Apr 20, 2025

A severe weather and flash flood episode occurred across central and southern portions of the WFO Norman Forecast Area from the evening of the 19th into the early morning hours of the 20th. A slow-moving upper system continued to approach the area on the 19th. This, along with strong/moist low-level ascent atop a quasi-stationary boundary, helped initiate widespread thunderstorms across the reg...

Flood — Apr 19, 2025

A severe weather and flash flood episode occurred across central and southern portions of the WFO Norman Forecast Area from the evening of the 19th into the early morning hours of the 20th. A slow-moving upper system continued to approach the area on the 19th. This, along with strong/moist low-level ascent atop a quasi-stationary boundary, helped initiate widespread thunderstorms across the reg...

Flash Flood — Mar 23, 2023

The approach of a compact upper wave, combined with a sagging frontal boundary across the area, provided the lift needed for widespread thunderstorm development. This included a few supercell storms, though given development on the cool side of the surface boundary, these storms remained 'elevated' and produced severe hail. Training thunderstorms also lead to flash flooding during the afternoon...

Flood — Mar 23, 2023

The approach of a compact upper wave, combined with a sagging frontal boundary across the area, provided the lift needed for widespread thunderstorm development. This included a few supercell storms, though given development on the cool side of the surface boundary, these storms remained 'elevated' and produced severe hail. Training thunderstorms also lead to flash flooding during the afternoon...

Source: NOAA National Weather Service Storm Events Database.

Pottawatomie County NFIP Flood Insurance Claims

Total Claims Filed
126
Total Paid Out
$1.9M
Avg Claim
$18,136
Avg Water Depth
4.1 ft

Claims by Flood Zone

A Zones (High Risk)
107
X Unshaded (Low)
4

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Pottawatomie County

FEMA assigns flood zone designations to areas in Pottawatomie County, Oklahoma:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Pottawatomie County

Properties in Pottawatomie County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.