Enter any address in Texas County, Oklahoma to see its FEMA flood zone
Flash flooding from slow-moving thunderstorms is the primary flood concern in Texas County, Oklahoma. Between 2000 and 2024, the NOAA Storm Events Database recorded 15 flash flood events and 4 general flood events in the county. Recent examples include flash flooding on June 18, 2024, and general flooding on June 19, 2024, both attributed to a slow-moving cold front that produced a line of thunderstorms.
National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced claims. In Zone A, there have been 2 claims with an average payout of $56,221 and an average water depth of 1.0 foot. Residents in areas designated as Zone A, or those located near potential flash flood paths, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
7 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Texas County, Oklahoma has recorded 19 flood-related events since 1996 according to NOAA's Storm Events Database, including 15 flash floods and 4 river or area floods. The county has received 21 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (2001–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Stevens Fire | Fire | Feb 17, 2026 |
| Cobb Fire | Fire | Dec 15, 2021 |
| Severe Winter Storm | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 8, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 28, 2017 |
| Severe Winter Storm | Severe Storm | Jan 13, 2017 |
| Guymon Fire | Fire | Apr 3, 2011 |
| Severe Winter Storm | Severe Storm | Jan 31, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jun 19, 2024 | 0.00K |
| Flash Flood | Jun 19, 2024 | 0.00K |
| Flash Flood | Jun 18, 2024 | 0.00K |
| Flood | Jun 18, 2024 | 0.00K |
| Flood | Jun 24, 2018 | 0.00K |
| Flash Flood | Apr 16, 2016 | 0.00K |
| Flash Flood | Oct 2, 2016 | 0.00K |
| Flash Flood | Jul 21, 2014 | 0.00K |
| Flash Flood | Aug 7, 2013 | 0.00K |
| Flash Flood | Aug 1, 2010 | 0.00K |
Flood — Jun 19, 2024
A slow moving cold front moved south out of Kansas into the northern Panhandles during the evening of June 18 into the morning of June 19, 2024. The cold front along with upper level dynamics and abundant moisture throughout the atmosphere, combined to form a line of showers and thunderstorms across the northern half of the Panhandles, in particular for the Oklahoma Panhandle. Due to weak flow ...
Flash Flood — Jun 19, 2024
A slow moving cold front moved south out of Kansas into the northern Panhandles during the evening of June 18 into the morning of June 19, 2024. The cold front along with upper level dynamics and abundant moisture throughout the atmosphere, combined to form a line of showers and thunderstorms across the northern half of the Panhandles, in particular for the Oklahoma Panhandle. Due to weak flow ...
Flash Flood — Jun 18, 2024
A slow moving cold front moved south out of Kansas into the northern Panhandles during the evening of June 18 into the morning of June 19, 2024. The cold front along with upper level dynamics and abundant moisture throughout the atmosphere, combined to form a line of showers and thunderstorms across the northern half of the Panhandles, in particular for the Oklahoma Panhandle. Due to weak flow ...
Flood — Jun 18, 2024
A slow moving cold front moved south out of Kansas into the northern Panhandles during the evening of June 18 into the morning of June 19, 2024. The cold front along with upper level dynamics and abundant moisture throughout the atmosphere, combined to form a line of showers and thunderstorms across the northern half of the Panhandles, in particular for the Oklahoma Panhandle. Due to weak flow ...
Flood — Jun 24, 2018
A mid-level jet streak helped boost shear to values above 50 kt late in the afternoon |and overnight, favoring organized convection. Sufficient moisture and instability, along with strong baroclinicity accompanied by a cold front, supported thunderstorm development through the evening, and into the overnight period. Several severe reports occurred in Oklahoma that evening and into the early o...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Texas County, Oklahoma:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Texas County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.