5 flood insurance claims·$65,883 paid·5 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Tillman County, Oklahoma. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding dominates the flood character of Tillman County, accounting for 23 of the 32 recorded flood events over the last 30 years, alongside 9 standard flood events.
Recent occurrences documented by NOAA include flash flood and flood events driven by slow-moving mesoscale convective vortices and severe thunderstorm clusters in April and May 2025. These episodes demonstrate how persistent heavy rainfall and strong instability can rapidly create dangerous water accumulation across the region.
Residents located outside of mapped high-risk areas should still pay attention to local conditions, as FEMA records show 5 NFIP claims in Zone X resulting in an average payout of $13,177 with an average recorded water depth of 0 inches.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
The worst year was 1997, with 1 claims and $24,658 paid.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
16 NOAA storm reports from Tillman County describe what happened, in the words of the forecasters who covered it. Read the Oklahoma flood stories →
36 federal disaster declarations since 1973, 5 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Apr 25, 2024 |
| Severe Winter Storm | Feb 8, 2021 |
| Severe Winter Storms | Feb 8, 2021 |
| Severe Winter Storm | Oct 26, 2020 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | May 7, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Apr 30, 2019 |
| Severe Storms And Flooding | Jun 11, 2016 |
| Severe Winter Storms And Flooding | Dec 26, 2015 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
32 since 1996: 23 flash floods and 9 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Apr 30, 2025 | — |
| Flood | Apr 30, 2025 | — |
| Flash Flood | Apr 26, 2025 | — |
| Flash Flood | Apr 26, 2025 | $50,000 |
| Flood | May 2, 2025 | — |
| Flash Flood | May 2, 2025 | — |
| Flash Flood | Apr 30, 2024 | — |
| Flood | Nov 8, 2024 | $10,000 |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Apr 30, 2025. Multiple rounds of severe convection and flooding occurred from the predawn hours of the 29th into morning hours of the 30th. The most significant round of severe thunderstorm activity occurred across portions of western-north Texas on the evening of the 29th, where intense supercell thunderstorms produced very large hail, damaging wind gusts and a pair of significant (EF-2+) tornadoes. Significant flash flooding…
Flood · Apr 30, 2025. Multiple rounds of severe convection and flooding occurred from the predawn hours of the 29th into morning hours of the 30th. The most significant round of severe thunderstorm activity occurred across portions of western-north Texas on the evening of the 29th, where intense supercell thunderstorms produced very large hail, damaging wind gusts and a pair of significant (EF-2+) tornadoes. Significant flash flooding…
Flash Flood · Apr 26, 2025. A slow-moving mesoscale convective vortex (MCV) produced severe weather and flash flooding during the morning and afternoon of the 26th. An initial complex of thunderstorms across southwestern Oklahoma and western-north Texas produced reports of thunderstorm wind damage and large hail, especially with a supercell thunderstorm that moved near the city of Lawton. Areas of persistent heavy rainfall also led to flash…
Flood · May 2, 2025. Numerous severe thunderstorms impacted portions of central and southern Oklahoma and western-north Texas early on the morning of the 2nd. Synoptically, this convective episode was driven by the approach of a weak shortwave trough rounding the periphery of a broader upper system across the Central and Northern Plains. Very strong elevated instability and sufficient wind shear promoted organized thunderstorm cluster…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Tillman County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.