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Tillman County, Oklahoma Flood Zones

Check an Address in Tillman County

Enter any address in Tillman County, Oklahoma to see its FEMA flood zone

The Flooding Character of Tillman County

Flash flooding from thunderstorms is the dominant flood character in Tillman County. Between 1993 and 2023, NOAA Storm Events data recorded 23 flash flood events and 9 flood events. Recent occurrences include flash flooding on April 26, 2025, which resulted in a fatality in Lawton, and another flash flood event on May 2, 2025, impacting central and southern Oklahoma.

While flash flooding is frequent, National Flood Insurance Program (NFIP) claims data indicates that properties in Zone X have experienced flooding. In Zone X, there have been 4 claims with an average payout of $13,686 and an average water depth of -0.2 feet. Homeowners in areas prone to flash flooding, particularly those located near waterways or in lower-lying areas, should pay close attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Tillman County

16 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Oklahoma flood stories →

Flood Risk Data for Tillman County

Tillman County, Oklahoma has recorded 32 flood-related events since 1996 according to NOAA's Storm Events Database, including 23 flash floods and 9 river or area floods. The county has received 36 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Tillman County Disaster History

FEMA Disaster Declarations (1973–2024)

Disaster Declarations
36
Flood/Coastal Disasters
5
Latest Disaster
Severe Storms, Straight-line Winds, Tornadoes, And Flooding (2024-04-25)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Tillman County

DeclarationTypeDate
Severe Storms, Straight-line Winds, Tornadoes, And FloodingTornadoApr 25, 2024
Severe Winter StormSevere Ice StormFeb 8, 2021
Severe Winter StormsSevere Ice StormFeb 8, 2021
Severe Winter StormSevere Ice StormOct 26, 2020
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Straight-line Winds, Tornadoes, And FloodingSevere StormMay 7, 2019
Severe Storms, Tornadoes, Straight-line Winds, And FloodingSevere StormApr 30, 2019
Severe Storms And FloodingFloodJun 11, 2016
Severe Winter Storms And FloodingSevere StormDec 26, 2015

Recorded Flood Events in Tillman County

NOAA Storm Events Database (1996–2025)

Total Flood Events
32
River/Area Floods
9
Flash Floods
23
Total Property Damage
$322,000
Flood Injuries
2

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Tillman County

TypeDateDamage
Flash FloodApr 30, 20250.00K
FloodApr 30, 20250.00K
Flash FloodApr 26, 20250.00K
Flash FloodApr 26, 202550.00K
FloodMay 2, 20250.00K
Flash FloodMay 2, 20250.00K
Flash FloodApr 30, 20240.00K
FloodNov 8, 202410.00K
Flash FloodMay 31, 20220.00K
FloodAug 29, 20220.00K

Tillman County Flood History

Flash Flood — Apr 30, 2025

Multiple rounds of severe convection and flooding occurred from the predawn hours of the 29th into morning hours of the 30th. The most significant round of severe thunderstorm activity occurred across portions of western-north Texas on the evening of the 29th, where intense supercell thunderstorms produced very large hail, damaging wind gusts and a pair of significant (EF-2+) tornadoes. Signifi...

Flood — Apr 30, 2025

Multiple rounds of severe convection and flooding occurred from the predawn hours of the 29th into morning hours of the 30th. The most significant round of severe thunderstorm activity occurred across portions of western-north Texas on the evening of the 29th, where intense supercell thunderstorms produced very large hail, damaging wind gusts and a pair of significant (EF-2+) tornadoes. Signifi...

Flash Flood — Apr 26, 2025

A slow-moving mesoscale convective vortex (MCV) produced severe weather and flash flooding during the morning and afternoon of the 26th. An initial complex of thunderstorms across southwestern Oklahoma and western-north Texas produced reports of thunderstorm wind damage and large hail, especially with a supercell thunderstorm that moved near the city of Lawton. Areas of persistent heavy rainfal...

Flood — May 2, 2025

Numerous severe thunderstorms impacted portions of central and southern Oklahoma and western-north Texas early on the morning of the 2nd. Synoptically, this convective episode was driven by the approach of a weak shortwave trough rounding the periphery of a broader upper system across the Central and Northern Plains. Very strong elevated instability and sufficient wind shear promoted organized ...

Flash Flood — May 2, 2025

Numerous severe thunderstorms impacted portions of central and southern Oklahoma and western-north Texas early on the morning of the 2nd. Synoptically, this convective episode was driven by the approach of a weak shortwave trough rounding the periphery of a broader upper system across the Central and Northern Plains. Very strong elevated instability and sufficient wind shear promoted organized ...

Source: NOAA National Weather Service Storm Events Database.

Tillman County NFIP Flood Insurance Claims

Total Claims Filed
4
Total Paid Out
$54,742
Avg Claim
$13,685

Claims by Flood Zone

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Tillman County

FEMA assigns flood zone designations to areas in Tillman County, Oklahoma:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Tillman County

Properties in Tillman County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.