Enter any address in Tulsa County, Oklahoma to see its FEMA flood zone
Flash flooding from thunderstorms is the primary flood hazard in Tulsa County. Over the past 30 years, NOAA Storm Events data shows 244 flash flood events and 77 flood events, resulting in a total of 10 fatalities. Recent examples include flash flooding reported in April 2025 and multiple instances in May 2025, often associated with strong thunderstorms producing heavy rainfall.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A, designated as areas with a 1% annual chance of flooding, have experienced the highest number of claims at 1790, with an average payout of $19,327 and an average water depth of 1.9 feet. Properties in Zone X_UNSHADED also show a significant number of claims (951), with an average payout of $15,657 and 1.4 feet of water. Homeowners in Zone A, and those in other moderate-to-high risk areas, should pay particular attention to their flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
139 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Tulsa County, Oklahoma has recorded 321 flood-related events since 1996 according to NOAA's Storm Events Database, including 244 flash floods and 77 river or area floods. The county has received 40 federal disaster declarations, 9 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1971–2023)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Jun 14, 2023 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | May 2, 2022 |
| Severe Winter Storm | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 8, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Flooding | Flood | May 7, 2019 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 7, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 5, 2015 |
| 265th West Fire | Fire | Aug 5, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 28, 2025 | 0.00K |
| Flash Flood | Jun 28, 2025 | 20.00K |
| Flood | May 25, 2025 | 0.00K |
| Flash Flood | May 25, 2025 | 0.00K |
| Flash Flood | May 25, 2025 | 10.00K |
| Flood | Apr 20, 2025 | 0.00K (2 deaths) |
| Flash Flood | Jul 12, 2025 | 0.00K |
| Flash Flood | Aug 1, 2025 | 0.00K |
| Flash Flood | Apr 28, 2024 | 0.00K |
| Flash Flood | Apr 27, 2024 | 0.00K |
Flash Flood — Jun 28, 2025
A slow-moving cluster of thunderstorms moved across northeastern Oklahoma during the morning of the 28th. These storms produced locally heavy rainfall, which resulted in some flash flooding.
Flood — May 25, 2025
Strong to severe thunderstorms developed into northeastern Oklahoma during the early morning hours of the 25th, as lift increased north of a warm front with the strengthening of the low level jet across the area. Very unstable air combined with strong wind shear to support the development of some supercell thunderstorms. Large hail to golf ball size occurred with the severe thunderstorms. Local...
Flash Flood — May 25, 2025
Strong to severe thunderstorms developed into northeastern Oklahoma during the early morning hours of the 25th, as lift increased north of a warm front with the strengthening of the low level jet across the area. Very unstable air combined with strong wind shear to support the development of some supercell thunderstorms. Large hail to golf ball size occurred with the severe thunderstorms. Local...
Flood — Apr 20, 2025
Strong to severe thunderstorms developed across portions of eastern Oklahoma during the late evening of the 19th, as a strong upper level disturbance slowly translated into the Southern Plains, increasing low level forcing along and ahead of a weak surface front that stretched across the area. Weak instability combined with strong wind shear to support some severe weather. The strongest storms ...
Flash Flood — Jul 12, 2025
Slow-moving thunderstorms developed across portions of northeastern Oklahoma during the morning of the 12th, along and ahead of a cold front that was slowly pushing into the area. Locally heavy rainfall resulted in some flash flooding.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Tulsa County, Oklahoma:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Tulsa County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.