Enter any address in Wagoner County, Oklahoma to see its FEMA flood zone
Flash flooding from thunderstorms is the primary flood hazard in Wagoner County. Over the last 30 years, the NOAA Storm Events Database recorded 68 flash flood events compared to 8 general flood events. Recent examples include flash flooding on May 25, 2025, and November 3, 2024, both associated with strong to severe thunderstorms producing heavy rainfall.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the most claims, with 194 claims filed. However, Zone X and Zone X_UNSHADED also show significant claim activity, with average payouts in Zone X exceeding those in Zone A. Residents in Zone A, as well as those in Zone X and Zone X_UNSHADED, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
23 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Wagoner County, Oklahoma has recorded 76 flood-related events since 1996 according to NOAA's Storm Events Database, including 68 flash floods and 8 river or area floods. The county has received 34 federal disaster declarations, 8 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1971–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Tornado | Apr 25, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Jun 14, 2023 |
| Severe Winter Storm | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 8, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Flooding | Flood | May 7, 2019 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 7, 2019 |
| 141st Fire | Fire | Feb 23, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 5, 2015 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | May 25, 2025 | 0.00K |
| Flash Flood | Nov 3, 2024 | 0.00K |
| Flash Flood | Jul 1, 2021 | 5.00K |
| Flash Flood | Jul 1, 2021 | 30.00K |
| Flash Flood | May 27, 2020 | 0.00K |
| Flash Flood | May 15, 2020 | 0.00K |
| Flash Flood | May 21, 2019 | 0.00K |
| Flash Flood | May 20, 2019 | 0.00K |
| Flash Flood | May 19, 2017 | 0.00K |
| Flash Flood | May 29, 2016 | 0.00K |
Flash Flood — May 25, 2025
Strong to severe thunderstorms developed into northeastern Oklahoma during the early morning hours of the 25th, as lift increased north of a warm front with the strengthening of the low level jet across the area. Very unstable air combined with strong wind shear to support the development of some supercell thunderstorms. Large hail to golf ball size occurred with the severe thunderstorms. Local...
Flash Flood — Nov 3, 2024
A line of strong to severe thunderstorms became organized over central Oklahoma during the early morning hours of the 3rd. These thunderstorms developed into and across eastern Oklahoma, producing damaging wind gusts and a tornado. Locally heavy rainfall from these thunderstorms produced some isolated flash flooding.
Flash Flood — Jul 1, 2021
A stationary front across northeastern Oklahoma and southeastern Kansas resulted in multiple rounds of thunderstorms across the region from June 26th through June 30th. Four to eight inches of rain fell across much of Ottawa County during the early morning hours of June 26th, with heavy rainfall also occurring across the Neosho River basin in eastern Kansas. Six to twelve inch rainfall amounts ...
Flash Flood — May 27, 2020
Thunderstorms increased in coverage and intensity across eastern Oklahoma on the 27th, as an upper level disturbance moved slowly through the region. The storms moved slowly, and some moved over the same areas repeatedly, which resulted in locally heavy rainfall and localized flash flooding.
Flash Flood — May 15, 2020
Thunderstorms developed into eastern Oklahoma during the morning of the 15th. The strongest storms produced damaging wind and a tornado across northeastern Oklahoma. Very moist air across the region, combined with slow storm motion, resulted in locally heavy rainfall and flash flooding. The storms developed slowly southward during the day, with intensification noted as they moved into southeast...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Wagoner County, Oklahoma:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Wagoner County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.