Enter any address in Woodward County, Oklahoma to see its FEMA flood zone
Flash flooding from slow-moving or excessive rainfall events is the dominant flood character in Woodward County. Recent events include flash flooding reported on September 1, 2022, and excessive rainfall leading to flooding in and near Woodward on July 13, 2022.
National Flood Insurance Program data shows that properties in Zone A have experienced the most claims, with an average payout of $4,221 and an average water depth of 1.2 feet. One claim in a shaded X zone also reported an average water depth of 1.0 foot and a higher average payout of $4,746. Homeowners in Zone A, as well as those in shaded X zones, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
2 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Woodward County, Oklahoma has recorded 27 flood-related events since 1996 according to NOAA's Storm Events Database, including 14 flash floods and 13 river or area floods. The county has received 31 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1993–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| 43 Fire | Fire | Feb 17, 2026 |
| 57 Fire | Fire | Apr 6, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Jun 14, 2023 |
| Severe Winter Storm | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 8, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Highway 50 Fire | Fire | Nov 26, 2019 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 7, 2019 |
| 34 Fire Complex | Fire | Apr 11, 2018 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 13, 2022 | 0.00K |
| Flash Flood | Sep 1, 2022 | 0.00K |
| Flash Flood | May 25, 2019 | 0.00K |
| Flash Flood | May 16, 2017 | 0.00K |
| Flash Flood | May 29, 2016 | 0.00K |
| Flood | Apr 26, 2009 | 0.00K |
| Flood | Sep 12, 2008 | 75.00K |
| Flood | Jun 14, 2007 | 0.00K |
| Flood | Jun 23, 2006 | — |
| Flood | Aug 29, 2005 | — |
Flash Flood — Jul 13, 2022
A stationary area of thunderstorms led to excessive rainfall in and near Woodward, Oklahoma with some areas receiving over 5 inches of rain. Flash flooding was reported in portions of Woodward.
Flash Flood — Sep 1, 2022
Slow moving thunderstorms developed during the early afternoon of the 1st across northern Oklahoma, with isolated flash flooding reported. Later additional thunderstorms developed in western Oklahoma with reports of severe wind gusts.
Flash Flood — May 25, 2019
Scattered supercells merged into a linear system that produced a variety of severe weather on the 25th.
Flash Flood — May 16, 2017
Storms formed along the dryline in the Texas panhandle on the afternoon of the 16th before moving eastward. As a cold front caught up to the storms, convection increased and storms began to form into a line. This line continued eastward across the state overnight into the 17th.
Flash Flood — May 29, 2016
With a boundary lingering across the Texas panhandle into western Oklahoma, a few storms formed in western Oklahoma on the morning of the 29th. Toward afternoon, the boundary lit up with storms across the Texas panhandle which later merged into an MCS and traveled southeastward through western north Texas that evening. Late that night as a shortwave moved through, a few more storms formed in no...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Woodward County, Oklahoma:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Woodward County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.