Enter any address in Curry County, Oregon to see its FEMA flood zone
Curry County, Oregon experiences frequent flooding, primarily from heavy rainfall events. Recent examples include widespread flooding on March 16, 2025, caused by a stalled frontal system, and minor flooding on the Rogue River near Agness on December 29, 2024, following a series of frontal systems.
Data from the National Flood Insurance Program (NFIP) indicates that properties in Zone A have experienced numerous claims with an average payout of $11,909 and an average water depth of 4.3 feet. Properties in Zone X have also seen claims, with a higher average payout of $24,790 and an average water depth of 5.9 feet. Those in Zone X_SHADED have had fewer claims but with a significantly deeper average water depth of 15.2 feet.
Residents in coastal areas, as well as those living near rivers and streams, should be particularly aware of flood risks. Homeowners in areas designated as Zone A or Zone X, especially those without a Base Flood Elevation (BFE) on file, may face higher potential impacts.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
1 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Curry County, Oregon has recorded 68 flood-related events since 1996 according to NOAA's Storm Events Database, including 1 flash floods and 65 river or area floods. The county has received 17 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1964–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Flooding, Landslides, And Mudslides | Severe Storm | Mar 13, 2025 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Flooding, Landslides, And Mudslides | Flood | Apr 6, 2019 |
| Severe Winter Storms, Flooding, Landslides, And Mudslides | Severe Storm | Feb 23, 2019 |
| Chetco Bar Fire | Fire | Aug 19, 2017 |
| Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides | Severe Storm | Dec 6, 2015 |
| Severe Winter Storm, Flooding, Landslides, And Mudslides | Flood | Jan 17, 2012 |
| Tsunami Wave Surge | Tsunami | Mar 11, 2011 |
| Severe Storms, Flooding, Landslides, And Mudslides | Severe Storm | Dec 1, 2007 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Mar 16, 2025 | 0.00K |
| Flood | Dec 29, 2024 | 0.00K |
| Flood | Feb 25, 2019 | 0.00K |
| Flood | Jan 20, 2019 | 0.00K |
| Flood | Apr 8, 2019 | 0.00K |
| Flood | Apr 7, 2019 | 0.00K |
| Flood | Jan 19, 2017 | 0.00K |
| Flood | Feb 16, 2017 | 0.00K |
| Flood | Jan 10, 2017 | 0.00K |
| Flood | Feb 9, 2017 | 0.00K |
Flood — Mar 16, 2025
The strongest of a series of frontal systems stalled over southern Oregon on 03/16. It produced heavy rain that caused numerous rivers in southwest Oregon to flood.
Flood — Dec 29, 2024
A long series of frontal systems brought heavy rain into southwest Oregon, which resulted in minor flooding on the Rogue River Near Agness.
Flood — Feb 25, 2019
Very heavy rain along with the melting of recent snowfall caused flooding at several locations in southern Oregon in late February.
Flood — Jan 20, 2019
A weekend of very heavy rain led to river rises across southern Oregon. The Rogue River at Agness exceeded flood stage on this day.
Flood — Apr 8, 2019
Heavy rain (by April standards) combined with snowmelt caused a number of area rivers to flood.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Curry County, Oregon:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Curry County, Oregon that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.