Enter any address in Deschutes County, Oregon to see its FEMA flood zone
2 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Deschutes County, Oregon has recorded 14 flood-related events since 1996 according to NOAA's Storm Events Database, including 8 flash floods and 6 river or area floods. The county has received 19 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1964–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Flat Fire | Fire | Aug 22, 2025 |
| Mile Marker 132 Fire | Fire | Aug 2, 2024 |
| Darlene 3 Fire | Fire | Jun 25, 2024 |
| 0419 Fire | Fire | Jun 29, 2021 |
| Wildfires And Straight-line Winds | Fire | Sep 7, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Milli 0843 Cs Fire | Fire | Aug 16, 2017 |
| Severe Winter Storms, Flooding, Landslides, And Mudslides | Severe Storm | Jan 7, 2017 |
| Two Bulls Fire | Fire | Jun 7, 2014 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jun 23, 2021 | 0.00K |
| Flood | Jul 1, 2019 | 6.00K |
| Flash Flood | May 21, 2015 | 0.00K |
| Flash Flood | Jun 12, 2006 | — |
| Flash Flood | May 28, 2005 | — |
| Flash Flood | Jun 29, 2004 | — |
| Flash Flood | Aug 25, 2002 | — |
| Flood | Jul 19, 2001 | — |
| Flood | Jul 11, 2001 | — |
| Flash Flood | Jul 17, 2000 | 10K |
Flood — Jun 23, 2021
A strong moisture plume with increasing surface instability under a southerly flow aloft produced strong thunderstorms across portions of Deschutes County, OR. These thunderstorms produced heavy rainfall and severe hail at times.
Flood — Jul 1, 2019
Slow moving thunderstorms produced localized flooding and minor mud flows around the Tumalo area during the evening of July 1st. Nearby CoCoRaHS stations just north of Bend reported up to an inch of rainfall with these storms.
Flash Flood — May 21, 2015
A large low pressure system off of southern California would spin up moisture to the area over several previous days. Embedded impulses would enhance convective activity leading up to the day. High CAPE and Perceptible Waters suggested thunderstorms with very heavy rainfall. Several areas across eastern Oregon recorded nearly an inch of rain in 30-60 minutes time. Streets in Bend had been...
Flash Flood — May 28, 2005
Very heavy rain from a thunderstorm led to flash flooding on some streets in Bend, with some debris floating down roadways. One vehicle became stranded at a flooded underpass in Bend. Rainfall amounts from the storm totaled up to 1.25 inches, with .5 inches falling in a 10 minute period.
Flash Flood — Jun 29, 2004
An estimated one inch of rainfall led to standing water on area roadways.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Deschutes County, Oregon:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Deschutes County, Oregon that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.