Enter any address in Jackson County, Oregon to see its FEMA flood zone
River flooding from frontal systems is the dominant flood character in Jackson County, OR. For example, heavy rain from a stalled frontal system caused numerous rivers to flood on March 16, 2025. Thunderstorms have also contributed to flooding, as seen on August 17, 2010, when heavy rain and hail impacted the area.
National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced the most claims, with an average payout of $9,088 and an average water depth of 3.2 feet. Properties in Zone X_SHADED have also seen significant claims, averaging $8,013 with a notable average water depth of 9.4 feet. Homeowners in Zone A and Zone X_SHADED should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
Jackson County, Oregon has recorded 22 flood-related events since 1996 according to NOAA's Storm Events Database, including 5 flash floods and 17 river or area floods. The county has received 20 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1964–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Upper Applegate Road Fire | Fire | Jun 18, 2025 |
| Almeda Glendower Fire | Fire | Sep 8, 2020 |
| South Obenchain Fire | Fire | Sep 8, 2020 |
| Wildfires | Fire | Sep 8, 2020 |
| Wildfires And Straight-line Winds | Fire | Sep 7, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Ramsey Canyon Fire | Fire | Aug 23, 2018 |
| Garner Fire Complex | Fire | Jul 18, 2018 |
| Oregon Gulch Fire | Fire | Jul 31, 2014 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Mar 16, 2025 | 0.00K |
| Flood | Jan 17, 2016 | 0.00K |
| Flood | Dec 14, 2016 | 0.00K |
| Flood | Dec 13, 2015 | 0.00K |
| Flood | Feb 6, 2015 | 0.00K |
| Flood | Feb 14, 2014 | 0.00K |
| Flood | Mar 9, 2014 | 0.00K |
| Flood | Dec 2, 2012 | 0.00K |
| Flood | Aug 17, 2010 | 0.00K |
| Flash Flood | Aug 30, 2007 | 0.00K |
Flood — Mar 16, 2025
The strongest of a series of frontal systems stalled over southern Oregon on 03/16. It produced heavy rain that caused numerous rivers in southwest Oregon to flood.
Flood — Jan 17, 2016
Heavy rain brought flooding to some areas of southwest Oregon.
Flood — Dec 14, 2016
Heavy rain brought some areal flooding to parts of southwest Oregon.
Flood — Dec 13, 2015
Persistent heavy rains led to areal flooding over parts of southwest Oregon.
Flood — Feb 6, 2015
Heavy rain brought flooding to portions of Coos, Curry, Josephine, and Jackson Counties.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Jackson County, Oregon:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Jackson County, Oregon that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.