Enter any address in Lincoln County, Oregon to see its FEMA flood zone
Coastal and riverine flooding are the primary flood concerns in Lincoln County, OR. Recent events include heavy rains from atmospheric rivers causing river flooding and high tides backing up coastal waterways, as seen in November 2021. In January 2021, a series of fronts brought heavy rain leading to coastal, river, and urban flooding, alongside landslides and debris flows.
National Flood Insurance Program (NFIP) data shows a significant number of claims in Zone A, with an average payout of $12,731 and an average water depth of 4.7 feet. Zone X_SHADED properties have also experienced claims, with an average payout of $6,243 and a notable average water depth of 8.8 feet, despite being considered moderate-risk areas. Properties in Zone V, which are most exposed to coastal storm surge, have had fewer claims but with the highest average payout of $23,456, though with a lower average water depth of 0.6 feet.
Residents in coastal areas, those living near rivers and streams, and homeowners in areas designated as Zone A or Zone X_SHADED should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
6 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Lincoln County, Oregon has recorded 22 flood-related events since 1996 according to NOAA's Storm Events Database. The county has received 23 federal disaster declarations, 6 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1964–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storms, Straight-line Winds, Landslides, And Mudslides | Severe Storm | Jan 10, 2024 |
| Echo Mountain Fire Complex | Fire | Sep 8, 2020 |
| Wildfires | Fire | Sep 8, 2020 |
| Wildfires And Straight-line Winds | Fire | Sep 7, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides | Severe Storm | Dec 6, 2015 |
| Severe Winter Storm | Severe Storm | Feb 6, 2014 |
| Severe Winter Storm, Flooding, Landslides, And Mudslides | Flood | Jan 17, 2012 |
| Tsunami Wave Surge | Tsunami | Mar 11, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Dec 5, 2023 | 0.00K |
| Flood | Jan 13, 2021 | 0.00K |
| Flood | Nov 12, 2021 | 0.00K |
| Flood | Jan 12, 2021 | 0.00K |
| Flood | Dec 20, 2020 | 0.00K |
| Flood | Nov 25, 2016 | 0.00K |
| Flood | Dec 7, 2015 | 128.00K |
| Flood | Dec 20, 2014 | 0.00K |
| Flood | Nov 19, 2012 | 0.00K |
| Flood | Jan 18, 2012 | 2.00M |
Flood — Dec 5, 2023
A strong atmospheric river brought heavy rains on December 5th which pushed many streams and rivers to flood stage along the coast, with minor flooding on many smaller streams and creeks across northwest Oregon. After moderate rainfall December 1st through the 4th, a very slow moving front dumped more heavy rain to the northern Oregon coast and coast range mountains. Area of the Coast Range rec...
Flood — Jan 13, 2021
A series of slow moving fronts brought periods of heavy rain along with strong winds. This resulted in high surf; coastal, river and urban flooding; landslides; and debris flows. As the front moved inland early on the 13th, a debris flow resulted in a fatality in the Columbia River Gorge. The front brought a burst of 35-50 mph winds to the Willamette Valley and southwest Washington interior r...
Flood — Nov 12, 2021
Heavy rains produced by an atmospheric river brought river flooding to portions of northwest Oregon and southwest Washington. In addition, high tide backed up rivers and creeks in low lying areas along the coast, enhancing flooding.
Flood — Jan 12, 2021
A series of slow moving fronts brought periods of heavy rain along with strong winds. This resulted in high surf; coastal, river and urban flooding; landslides; and debris flows. As the front moved inland early on the 13th, a debris flow resulted in a fatality in the Columbia River Gorge. The front brought a burst of 35-50 mph winds to the Willamette Valley and southwest Washington interior r...
Flood — Dec 20, 2020
A series of strong Pacific fronts moved across the region bringing high winds to the coast with heavy rain across much of the area. The heavy rains resulted in flooding of some coastal rivers as well as small stream flooding and a debris flow.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Lincoln County, Oregon:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Lincoln County, Oregon that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.