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Clearfield County, Pennsylvania Flood Zones

Check an Address in Clearfield County

Enter any address in Clearfield County, Pennsylvania to see its FEMA flood zone

The Flooding Character of Clearfield County

Flash flooding from thunderstorms is the most frequent type of flood event in Clearfield County, PA, with 37 recorded instances in the last 30 years, compared to 13 instances of general flooding. Recent events include flash flooding on June 18, 2025, due to a trough and developing thunderstorms, and a flood event on May 22, 2025, where Coal Run near DuBois briefly overflowed its banks following a multi-day rain event.

National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the highest number of claims, with an average payout of $13,536 and an average water depth of 5.4 feet. Properties in Zone X also have a significant number of claims, though with lower average payouts and water depths. Homeowners in Zone A, and those located near creeks and rivers, should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Clearfield County

7 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Pennsylvania flood stories →

Flood Risk Data for Clearfield County

Clearfield County, Pennsylvania has recorded 50 flood-related events since 1996 according to NOAA's Storm Events Database, including 37 flash floods and 13 river or area floods. The county has received 17 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Clearfield County Disaster History

FEMA Disaster Declarations (1972–2024)

Disaster Declarations
17
Flood/Coastal Disasters
4
Hurricane Disasters
1
Latest Disaster
Tropical Storm Debby (2024-08-09)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Clearfield County

DeclarationTypeDate
Tropical Storm DebbyTropical StormAug 9, 2024
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Tornadoes, And FloodingSevere StormJun 26, 2013
Hurricane SandyHurricaneOct 26, 2012
Hurricane KatrinaHurricaneAug 29, 2005
Tropical Depression IvanHurricaneSep 17, 2004
Severe Storms And Flooding Associated With Tropical Depression FrancesSevere StormSep 8, 2004
Severe Storms, Flooding, And TornadoesFloodJul 19, 1996
Severe Storms And FloodingFloodJan 19, 1996

Recorded Flood Events in Clearfield County

NOAA Storm Events Database (1996–2025)

Total Flood Events
50
River/Area Floods
13
Flash Floods
37
Total Property Damage
$3.6M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Clearfield County

TypeDateDamage
FloodMay 22, 20250.00K
Flash FloodJun 18, 20250.00K
FloodApr 3, 20240.00K
FloodSep 9, 20230.00K
FloodSep 10, 20180.00K
Flash FloodOct 2, 20180.00K
Flash FloodMay 29, 20170.00K
Flash FloodJul 14, 20170.00K
Flash FloodJun 2, 20160.00K
Flash FloodJul 18, 20150.00K

Clearfield County Flood History

Flood — May 22, 2025

A multi-day rain event caused by a slow-moving upper-level low resulted in 1-2.5 inches of rain across central Pennsylvania. Clearfield County saw the most rain with this system, with Coal Run near DuBois briefly leaving it's banks and temporarily closing one road.

Flash Flood — Jun 18, 2025

A short-wave trough moving into central Pennsylvania in a sufficiently unstable and sheared environment allowed for numerous showers to occur during the early afternoon hours of June 18, 2025 with thunderstorm coverage increasing during the mid-afternoon hours and into the evening. Lake breeze convection across northwestern Pennsylvania allowed for scattered thunderstorms to move into the shear...

Flood — Apr 3, 2024

A stationary front followed by a significant early spring storm system led to a prolonged period of wet weather from April 1 into April 3, 2024. Central Pennsylvania received 2-4 (locally 5+) of rain falling over roughly a 72-hour period, which led to flooding of creeks and rivers in some areas. Additionally, WFO CTP received a call from WFO PHI that a dam on Octoraro Creek in western Chester C...

Flood — Sep 9, 2023

A mesoscale convective vortex (MCV) pushed across northwestern Pennsylvania and into New York state during the morning and afternoon hours of September 9, 2023. A broken line of showers and storms developed by late morning over the western highlands, and progressed eastward through the afternoon hours. Additional storms developed ahead of this broken line. This activity resulted in locally heav...

Flood — Sep 10, 2018

Tropical Storm Gordon made landfall near the Mississippi-Alabama border on the 4th. It slowly moved north through the Ohio Valley for the next week. This left Pennsylvania in an extremely moist southerly flow with widespread showers and thunderstorms through the period. This rather unorganized weather pattern combined with already saturated soils brought mainly minor flooding to the area ov...

Source: NOAA National Weather Service Storm Events Database.

Clearfield County NFIP Flood Insurance Claims

Total Claims Filed
429
Total Paid Out
$4.5M
Avg Claim
$13,111
Avg Water Depth
9.8 ft

Claims by Flood Zone

A Zones (High Risk)
282
X Shaded (500-yr)
20
X Unshaded (Low)
21

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Clearfield County

FEMA assigns flood zone designations to areas in Clearfield County, Pennsylvania:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Clearfield County

Properties in Clearfield County, Pennsylvania that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.