911 flood insurance claims·$8.2M paid·5 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Clinton County, Pennsylvania. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Standard riverine flooding driven by stationary fronts and heavy rainfall dominates the hazard profile in Clinton County, Pennsylvania, accounting for 29 events alongside 11 flash floods and one tropical storm over the last 30 years. NOAA records highlight specific impacts, such as an August 30, 2023 event where training showers and thunderstorms in an anomalously high precipitable water airmass dropped locally heavy rainfall in excess of 3 inches, causing flash flooding across southern Clinton County. Another significant event occurred on June 6, 2025, when a stationary front produced heavy rainfall across central Pennsylvania, causing isolated flooding.
National Flood Insurance Program records show claims concentrated heavily in Zone A, which accounts for 724 claims with an average payout of $12,218 and an average recorded water depth of 10 inches. Additional claims are distributed across Zone X with 54 claims averaging $9,165 and a 10-inch average water depth, Zone X_SHADED with 45 claims averaging $6,231 and a 13-inch average water depth, Zone X_UNSHADED with 9 claims averaging $12,708 and a 2-inch average water depth, and Zone UNKNOWN with 79 claims averaging $3,228 and a 2-inch average water depth. Residents and property owners located within Zone A and mapped flood zones should pay the closest attention to these risks.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
7% of Clinton County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.
778 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.
In flood insurance claims here that reported a flood depth, the average was 9 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2004, with 252 claims and $5.2M paid, the year of Severe Storms and Flooding Associated With Tropical Depression Frances and Tropical Depression Ivan.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
6 NOAA storm reports from Clinton County describe what happened, in the words of the forecasters who covered it. Read the Pennsylvania flood stories →
15 federal disaster declarations since 1972, 5 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Storms, Tornadoes, And Flooding | Jun 26, 2013 |
| Hurricane Sandy | Oct 26, 2012 |
| Remnants Of Tropical Storm Lee | Sep 3, 2011 |
| Hurricane Katrina | Aug 29, 2005 |
| Tropical Depression Ivan | Sep 17, 2004 |
| Severe Storms And Flooding Associated With Tropical Depression Frances | Sep 8, 2004 |
| Snow | Feb 14, 2003 |
| Severe Storms And Flooding | Jan 19, 1996 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
41 since 1996: 11 flash floods and 29 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Jul 14, 2025 | — |
| Flood | Jun 6, 2025 | — |
| Flash Flood | Aug 30, 2023 | — |
| Flood | Jul 23, 2018 | — |
| Flood | Jun 27, 2013 | — |
| Flash Flood | Jun 27, 2013 | $2.1M · 1 killed |
| Flood | Dec 1, 2010 | $200,000 |
| Flood | Jul 23, 2009 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Jul 14, 2025. A fairly moist and unstable environment ahead of a shortwave trough allowed for showers and thunderstorms to begin forming across central Pennsylvania during the morning hours of July 14, 2025. Showers and thunderstorms became more numerous into the early afternoon hours, pushing eastward through the evening hours. Saturated soils across eastern Pennsylvania from recent flooding allowed for numerous instances of f…
Flood · Jun 6, 2025. A stationary front set up across the Laurel Highlands during the morning and afternoon hours of June 6, 2025 providing ample lift in an environment with plentiful moisture and sufficient instability to produce a severe thunderstorm in Cambria County, with multiple trees down in Johnstown. As the day continued, the stationary front took on more warm frontal characteristics, providing a favorable environment for hea…
Flash Flood · Aug 30, 2023. Training showers and thunderstorms formed in an anomalously high PWAT airmass over central Pennsylvania during the late evening of August 29 and continued into the early morning hours of August 30. Locally heavy rainfall in excess of 3 inches caused flash flooding across southern Clinton County, and wind damage was observed in Lycoming County.
Flood · Jul 23, 2018. I persistent upper level flow of moist southerly air brought waves of flooding and flash flooding to the region. Significant flooding was reported across eastern portions of the area. Two deaths were also reported, one person was washed away attempting to cross a stream, while a motorist was swept away in flood waters.
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Clinton County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.