Enter any address in Fulton County, Pennsylvania to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Fulton County. Between 2005 and 2023, NOAA Storm Events data recorded 15 flash flood events and 13 flood events, including one with a fatality. For example, slow-moving thunderstorms caused flash flooding and closed roadways in June 2025. In July 2025, efficient rainfall rates from slow-moving showers and thunderstorms led to flooding in hydrologically sensitive areas.
FEMA National Flood Insurance Program data shows that properties in Zone A have experienced the most claims, with an average payout of $20,173 and an average water depth of 3.9 feet. While Zone X has had fewer claims, one claim resulted in a significantly higher average payout of $77,878 with no reported water depth. Homeowners in Zone A, and those in areas with a history of flooding, should pay the most attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
11 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Fulton County, Pennsylvania has recorded 29 flood-related events since 1996 according to NOAA's Storm Events Database, including 15 flash floods and 13 river or area floods. The county has received 17 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1972–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Remnants Of Hurricane Ida | Hurricane | Aug 31, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storm And Snowstorm | Snowstorm | Jan 22, 2016 |
| Hurricane Sandy | Hurricane | Oct 26, 2012 |
| Remnants Of Tropical Storm Lee | Flood | Sep 3, 2011 |
| Severe Winter Storms And Snowstorms | Snowstorm | Feb 5, 2010 |
| Hurricane Katrina | Hurricane | Aug 29, 2005 |
| Tropical Depression Ivan | Hurricane | Sep 17, 2004 |
| Severe Storms And Flooding Associated With Tropical Depression Frances | Severe Storm | Sep 8, 2004 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 17, 2025 | 0.00K |
| Flood | Jul 16, 2025 | 0.00K |
| Flood | May 14, 2025 | 0.00K |
| Flood | May 13, 2025 | 0.00K |
| Flash Flood | Aug 21, 2022 | 0.00K |
| Flood | Apr 11, 2021 | 0.00K (1 deaths) |
| Flash Flood | Jun 1, 2018 | 0.00K |
| Flood | Jan 25, 2010 | 0.00K |
| Flood | Mar 13, 2010 | 0.00K |
| Flood | Sep 28, 2004 | — |
Flash Flood — Jun 17, 2025
A slow-moving surface warm front stationed across western Pennsylvania allowed for slow-moving showers and thunderstorms to form across southwestern Pennsylvania in an environment of anomalously moist air with long, skinny CAPE and enhanced low-level shear. Showers and thunderstorms across southwestern Pennsylvania initially formed during the early afternoon hours and continued into the evening...
Flood — Jul 16, 2025
Mid-level shortwave approaching the region, coupled with a low-level warm front, allowed for ample lift across central Pennsylvania during the late afternoon and evening hours of July 16, 2025. Ample moisture in place, with precipitable water values in the 1.80 to 2.20 range and very little deep-layer shear promoted slow-moving showers and thunderstorms with efficient rainfall rates across much...
Flood — May 14, 2025
A deep stream of moisture was pulled northwestward from the Atlantic Ocean into the mountains of south-central Pennsylvania around an upper level low centered over the Ohio Valley during the afternoon and evening hours of May 13. 2025. This led to extensive flooding and flash flooding across Somerset County and southwestern Bedford County, and more sporadic flooding from the remainder of Bedfor...
Flood — May 13, 2025
A deep stream of moisture was pulled northwestward from the Atlantic Ocean into the mountains of south-central Pennsylvania around an upper level low centered over the Ohio Valley during the afternoon and evening hours of May 13. 2025. This led to extensive flooding and flash flooding across Somerset County and southwestern Bedford County, and more sporadic flooding from the remainder of Bedfor...
Flash Flood — Aug 21, 2022
A slow moving thunderstorm brought flash flooding to a small portion of Fulton County on the afternoon of August 21st. Several roads reported high water and debris.||In Cambria County, road flooding occurred in East Taylor, Summerhill, and Middle Taylor. East Taylor and Middle Taylor townships declared local disaster declarations. Damage was to paved and unpaved roadways, streambeds, and veget...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Fulton County, Pennsylvania:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Fulton County, Pennsylvania that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.