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Jefferson County, Pennsylvania Flood Zones

Check an Address in Jefferson County

Enter any address in Jefferson County, Pennsylvania to see its FEMA flood zone

The Flooding Character of Jefferson County

Flash flooding from thunderstorms is the dominant flood character in Jefferson County, PA. Between 1996 and 2023, NOAA data recorded 55 flood events and 54 flash flood events. For example, flash flooding occurred on June 17th and June 18th, 2025, due to stalled weather boundaries and lingering moist air.

National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $19,822 and an average water depth of 7.7 feet. Properties in Zone X_SHADED have also seen significant payouts, averaging $51,019 with a 3.1-foot water depth, despite fewer claims. Homeowners in Zone A, Zone X_SHADED, and those in areas with unknown flood risk should pay particular attention to flood preparedness.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Jefferson County

41 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Pennsylvania flood stories →

Flood Risk Data for Jefferson County

Jefferson County, Pennsylvania has recorded 109 flood-related events since 1996 according to NOAA's Storm Events Database, including 54 flash floods and 55 river or area floods. The county has received 14 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Jefferson County Disaster History

FEMA Disaster Declarations (1972–2020)

Disaster Declarations
14
Flood/Coastal Disasters
5
Hurricane Disasters
1
Latest Disaster
Covid-19 (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Jefferson County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Tornadoes, And FloodingSevere StormJun 26, 2013
Hurricane SandyHurricaneOct 26, 2012
Hurricane KatrinaHurricaneAug 29, 2005
Tropical Depression IvanHurricaneSep 17, 2004
Severe Storms And Flooding Associated With Tropical Depression FrancesSevere StormSep 8, 2004
Severe Storms, Flooding, And TornadoesFloodJul 19, 1996
Severe Storms And FloodingFloodJan 19, 1996
Severe Snowfall & Winter StormSnowstormMar 13, 1993

Recorded Flood Events in Jefferson County

NOAA Storm Events Database (1996–2025)

Total Flood Events
109
River/Area Floods
55
Flash Floods
54
Total Property Damage
$104.6M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Jefferson County

TypeDateDamage
Flash FloodJun 18, 20252.00K
Flash FloodJun 18, 20255.00K
Flash FloodJun 17, 20255.00K
Flash FloodApr 2, 20241.00K
Flash FloodJul 26, 20230.00K
Flash FloodAug 26, 20210.00K
Flash FloodAug 12, 20215.00K
FloodJul 7, 202010.00K
FloodOct 31, 20190.00K
Flash FloodJul 7, 20195.00K

Jefferson County Flood History

Flash Flood — Jun 18, 2025

The stalled boundary began to lift north during the day on the 17th but remained the focus of diurnal convection. While the front did eventually shift off to the east on the 18th, additional storms were able to fire with the lingering moist airmass as an upper level disturbance approached.

Flash Flood — Jun 17, 2025

The stalled boundary began to lift north during the day on the 17th but remained the focus of diurnal convection. While the front did eventually shift off to the east on the 18th, additional storms were able to fire with the lingering moist airmass as an upper level disturbance approached.

Flash Flood — Apr 2, 2024

Several rounds of showers and thunderstorms prompted a widespread flash flood problems across the Ohio River Valley on April 2nd to April 3rd. The synoptic pattern across the CONUS was a slow moving and deep elongated trough over the Great Plains phasing with a ejecting trough over the Midwest that created an area of converging moisture over eastern Ohio and western Pennsylvania. Overall, over ...

Flash Flood — Jul 26, 2023

A line of thunderstorms formed over northern Ohio during the evening of July 26th and raced across southwest Pennsylvania to the north of Pittsburgh, supported by a shortwave trough. Many wind damage reports were received in the vicinity of the I-80 corridor, with isolated flash flooding as well.

Flash Flood — Aug 26, 2021

A back building storm developed along the I-80 region and caused flash flooding to occur in isolated areas.

Source: NOAA National Weather Service Storm Events Database.

Jefferson County NFIP Flood Insurance Claims

Total Claims Filed
296
Total Paid Out
$5.9M
Avg Claim
$24,249
Avg Water Depth
14.8 ft

Claims by Flood Zone

A Zones (High Risk)
171
X Shaded (500-yr)
37
X Unshaded (Low)
14

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Jefferson County

FEMA assigns flood zone designations to areas in Jefferson County, Pennsylvania:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Jefferson County

Properties in Jefferson County, Pennsylvania that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.