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Luzerne County, Pennsylvania Flood Zones

Check an Address in Luzerne County

Enter any address in Luzerne County, Pennsylvania to see its FEMA flood zone

The Flooding Character of Luzerne County

Flash flooding from heavy thunderstorms is the dominant flood character in Luzerne County. The NOAA Storm Events Database recorded 111 flash flood events and 29 flood events in the last 30 years. Recent examples include flash flooding on August 13, 2025, which caused significant urban flooding and stranded vehicles in the Wilkes-Barre and Scranton metro areas, and localized flash flooding of roads and small streams on July 14, 2025, due to slow-moving thunderstorms.

The National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced the most claims, with an average payout of $27,780 and an average water depth of 9.0 feet. Properties in Zone X_SHADED and Zone X also have significant claim histories. Homeowners in Zone A, as well as those in Zone X_SHADED and Zone X, should pay close attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Luzerne County

81 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Pennsylvania flood stories →

Flood Risk Data for Luzerne County

Luzerne County, Pennsylvania has recorded 140 flood-related events since 1996 according to NOAA's Storm Events Database, including 111 flash floods and 29 river or area floods. The county has received 23 federal disaster declarations, 6 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Luzerne County Disaster History

FEMA Disaster Declarations (1972–2021)

Disaster Declarations
23
Flood/Coastal Disasters
6
Hurricane Disasters
4
Latest Disaster
Remnants Of Hurricane Ida (2021-08-31)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Luzerne County

DeclarationTypeDate
Remnants Of Hurricane IdaHurricaneAug 31, 2021
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane SandyHurricaneOct 26, 2012
Remnants Of Tropical Storm LeeFloodSep 3, 2011
Tropical Storm LeeFloodSep 3, 2011
Hurricane IreneHurricaneAug 26, 2011
Severe Storms And FloodingSevere StormNov 16, 2006
Severe Storms, Flooding, And MudslidesSevere StormJun 23, 2006
Hurricane KatrinaHurricaneAug 29, 2005

Recorded Flood Events in Luzerne County

NOAA Storm Events Database (1996–2025)

Total Flood Events
140
River/Area Floods
29
Flash Floods
111
Total Property Damage
$299.7M
Flood Deaths
3
Flood Injuries
3

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Luzerne County

TypeDateDamage
Flash FloodJul 14, 20251.00K
Flash FloodJul 14, 20252.00K
Flash FloodJul 14, 20255.00K
Flash FloodJul 14, 202525.00K
Flash FloodJul 14, 202510.00K
Flash FloodJul 14, 202515.00K
Flash FloodJul 14, 2025500.00K
Flash FloodJul 14, 2025250.00K
Flash FloodAug 13, 202525.00K
FloodJun 7, 202510.00K

Luzerne County Flood History

Flash Flood — Jul 14, 2025

A weak frontal system moving through a warm and excessively moist environment triggered thunderstorms with torrential rainfall. These storms were slow moving and produced copious amounts of rain which led to localized flash flooding of roads, small streams and a few residences over a good portion of northeastern Pennsylvania.

Flash Flood — Aug 13, 2025

A weak area of low pressure moved into Northeastern Pennsylvania during the afternoon which provided a focus for heavy rain-producing thunderstorms. Several storms moved through the Wilkes-Barre and Scranton metro areas during the afternoon causing significant urban flash flooding of poor drainage and storm drain systems. Many roads were flooded in the area with several reports of stranded vehi...

Flood — Jun 7, 2025

Low pressure moving along a stationary front triggered slow-moving, heavy rain-producing thunderstorms during the early morning hours. Pockets of 2 to 3 inches of rain fell over just a few hours causing urban and small stream flash flooding along with road and bridge washouts.

Flash Flood — Jun 7, 2025

Low pressure moving along a stationary front triggered slow-moving, heavy rain-producing thunderstorms during the early morning hours. Pockets of 2 to 3 inches of rain fell over just a few hours causing urban and small stream flash flooding along with road and bridge washouts.

Flash Flood — Jun 21, 2024

A few weak disturbances tracked along the northern periphery of a strong upper ridge, triggering scattered thunderstorms. Many of the storms developed near a frontal boundary that was approaching the New York-Pennsylvania border. With heat, humidity and instability in place, some thunderstorms moved very slowly producing 1 to 2 inches of rainfall within an hour which contributed to flooding in ...

Source: NOAA National Weather Service Storm Events Database.

Luzerne County NFIP Flood Insurance Claims

Total Claims Filed
3,395
Total Paid Out
$76.7M
Avg Claim
$27,449
Avg Water Depth
17.9 ft

Claims by Flood Zone

A Zones (High Risk)
1,683
X Shaded (500-yr)
760
X Unshaded (Low)
226

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Luzerne County

FEMA assigns flood zone designations to areas in Luzerne County, Pennsylvania:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Luzerne County

Properties in Luzerne County, Pennsylvania that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.