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McKean County, Pennsylvania Flood Zones

Check an Address in McKean County

Enter any address in McKean County, Pennsylvania to see its FEMA flood zone

The Flooding Character of McKean County

Flash flooding from thunderstorms is the dominant flood character in McKean County. Recent events include flash flooding reported on June 26, 2024, and August 15, 2019, due to slow-moving thunderstorms. Additionally, a flood event on January 12, 2018, was associated with a strong cold front and ice jams.

National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced the most claims, with an average payout of $7,163 and an average water depth of 1.3 feet. Properties in Zone X, though fewer in number, have seen higher average payouts of $13,038, with an average reported water depth of -0.1 feet. Homeowners in Zone A and those in Zone X, as well as properties located near rivers or streams, should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from McKean County

5 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Pennsylvania flood stories →

Flood Risk Data for McKean County

McKean County, Pennsylvania has recorded 36 flood-related events since 1996 according to NOAA's Storm Events Database, including 26 flash floods and 9 river or area floods. The county has received 13 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

McKean County Disaster History

FEMA Disaster Declarations (1972–2020)

Disaster Declarations
13
Flood/Coastal Disasters
3
Hurricane Disasters
1
Latest Disaster
Covid-19 (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in McKean County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane SandyHurricaneOct 26, 2012
Hurricane KatrinaHurricaneAug 29, 2005
Tropical Depression IvanHurricaneSep 17, 2004
Severe Storms And Flooding Associated With Tropical Depression FrancesSevere StormSep 8, 2004
Severe Storms, Tornadoes, And FloodingSevere StormJul 21, 2003
Pa - Flooding 8/20/99Severe StormAug 20, 1999
Severe Storms And FloodingFloodJan 19, 1996
Severe Snowfall & Winter StormSnowstormMar 13, 1993

Recorded Flood Events in McKean County

NOAA Storm Events Database (1996–2025)

Total Flood Events
36
River/Area Floods
9
Flash Floods
26
Hurricanes/Tropical Storms
1
Total Property Damage
$26.1M
Flood Injuries
1

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in McKean County

TypeDateDamage
Flash FloodJun 26, 20240.00K
Flash FloodJul 17, 20210.00K
Flash FloodAug 15, 20190.00K
FloodJan 12, 20180.00K
FloodMay 28, 20130.00K
Flash FloodSep 11, 20130.00K
Flash FloodJul 12, 20120.00K
Flash FloodMay 19, 20110.00K
FloodJan 25, 20100.00K
FloodDec 1, 2010200.00K

McKean County Flood History

Flash Flood — Jun 26, 2024

Numerous showers and storms developed ahead of an approaching cold front on June 26, 2024. Some of these storms became severe, producing sporadic wind damage and a few severe hail reports across central Pennsylvania. There was also some flash flooding reported across the northwest mountains in portions of Warren and McKean counties.

Flash Flood — Jul 17, 2021

Scattered showers and thunderstorms develop during the early afternoon hours of July 17, 2021 across western Pennsylvania and in the Lower Susquehanna Valley in an anomalously humid airmass ahead of an approaching cold front. The storms over the Lower Susquehanna Valley developed on a weak boundary in a high CAPE environment, and produced sporadic wind damage before moving to the east. The stor...

Flash Flood — Aug 15, 2019

Slow moving thunderstorms brought some flash flooding to portions of the area on the evening of August 15th.

Flood — Jan 12, 2018

A strong cold front crossed central Pennsylvania during the evening of January 12, 2018. The front was preceded by near-record warmth, and accompanied by showers and gusty thunderstorms. Temperatures dropped quickly behind the front, with precipitation changing over to a wintry mix and eventually snow. Several ice jams were reported over northern Pennsylvania.

Flood — May 28, 2013

Strong to severe convective development shifted east of the Lake Erie region into northwest Pennsylvania, within a zone of broader vertical ascent extending downstream from an upper level wave migrating into the Great Lakes region. Isolated straight-line wind damage occurred around a supercell that moved across northern Warren into McKean County. Heavy thunderstorm rains also produced localized...

Source: NOAA National Weather Service Storm Events Database.

McKean County NFIP Flood Insurance Claims

Total Claims Filed
129
Total Paid Out
$779,706
Avg Claim
$7,719
Avg Water Depth
3.2 ft

Claims by Flood Zone

A Zones (High Risk)
79
X Shaded (500-yr)
3
X Unshaded (Low)
20

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in McKean County

FEMA assigns flood zone designations to areas in McKean County, Pennsylvania:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in McKean County

Properties in McKean County, Pennsylvania that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.