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Susquehanna County, Pennsylvania Flood Zones

Check an Address in Susquehanna County

Enter any address in Susquehanna County, Pennsylvania to see its FEMA flood zone

The Flooding Character of Susquehanna County

Flash flooding from intense rainfall events dominates Susquehanna County's flood history. Over the past 30 years, the NOAA Storm Events Database recorded 97 flash flood events, alongside 9 other flood events. Recent examples include significant rainfall from tropical moisture and storm remnants on August 9, 2024, which caused widespread flash flooding, destroyed roads and bridges, and impacted numerous properties, necessitating swiftwater rescues. Another event on June 22, 2025, saw torrential rainfall from a mesoscale convective system produce widespread flash and small river flooding across portions of Northeast Pennsylvania.

NFIP claims data indicates that properties in Zone A, which have experienced an average water depth of 8.6 feet and an average payout of $25,035, represent the largest portion of claims. However, properties in Zone X, despite a lower average water depth of 5.8 feet, have seen the highest average payouts at $40,368. Homeowners in Zone A, as well as those in other mapped flood zones and those without a defined Base Flood Elevation (BFE), should pay close attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Susquehanna County

64 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Pennsylvania flood stories →

Flood Risk Data for Susquehanna County

Susquehanna County, Pennsylvania has recorded 106 flood-related events since 1996 according to NOAA's Storm Events Database, including 97 flash floods and 9 river or area floods. The county has received 24 federal disaster declarations, 6 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Susquehanna County Disaster History

FEMA Disaster Declarations (1972–2024)

Disaster Declarations
24
Flood/Coastal Disasters
6
Hurricane Disasters
3
Latest Disaster
Tropical Storm Debby (2024-08-09)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Susquehanna County

DeclarationTypeDate
Tropical Storm DebbyTropical StormAug 9, 2024
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms And FloodingSevere StormAug 10, 2018
Hurricane SandyHurricaneOct 26, 2012
Remnants Of Tropical Storm LeeFloodSep 3, 2011
Tropical Storm LeeFloodSep 3, 2011
Hurricane IreneHurricaneAug 26, 2011
Severe Storms And FloodingSevere StormNov 16, 2006
Severe Storms, Flooding, And MudslidesSevere StormJun 23, 2006

Recorded Flood Events in Susquehanna County

NOAA Storm Events Database (1996–2025)

Total Flood Events
106
River/Area Floods
9
Flash Floods
97
Total Property Damage
$126.1M
Flood Deaths
1

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Susquehanna County

TypeDateDamage
Flash FloodJun 22, 20252.00K
Flash FloodAug 18, 202475.00K
Flash FloodAug 18, 202410.00K
Flash FloodAug 18, 20242.00K
Flash FloodAug 18, 202425.00K
Flash FloodAug 18, 20241.00K
Flash FloodAug 9, 2024150.00K
Flash FloodAug 9, 20248.00K
Flash FloodAug 9, 202420.00K
Flash FloodAug 9, 20245.00K

Susquehanna County Flood History

Flash Flood — Jun 22, 2025

A mesoscale convective system (MCS) dropped southward across Central NY from eastern Ontario, moving into an environment with plenty of moisture and instability during the early morning hours. Torrential rainfall accompanied these storms and produced widespread flash flooding and small river flooding. Estimates of 3 to 5 inches, with locally higher amounts, fell mostly within a 6-hour period an...

Flash Flood — Aug 18, 2024

Deep moisture combined with an approaching cold front and a favorable position of the jet stream triggered numerous heavy rain producing thunderstorms over northeastern Pennsylvania. Locally heavy rainfall totaled between 3 and 4 inches over a short period of time which caused areas of significant flash flooding.

Flash Flood — Aug 9, 2024

A deep plume of tropical moisture had spread over Northeast Pennsylvania ahead of the remnants of Tropical Storm Debby. Prolonged torrential rains blanketed the region during the night and early morning hours before becoming enhanced by the approaching tropical remnants. This enhancement of rainfall led to widespread flash flooding in many parts of the region where roads and bridges were destro...

Flood — Aug 9, 2024

A deep plume of tropical moisture had spread over Northeast Pennsylvania ahead of the remnants of Tropical Storm Debby. Prolonged torrential rains blanketed the region during the night and early morning hours before becoming enhanced by the approaching tropical remnants. This enhancement of rainfall led to widespread flash flooding in many parts of the region where roads and bridges were destro...

Flash Flood — Dec 18, 2023

Low pressure moved north along the Atlantic Seaboard spreading steady and heavy rain into northeastern Pennsylvania during the overnight hours. Rainfall amounts of 2 to 4 inches were observed along with a considerable amount of melting snow into area rivers and streams. Widespread flash flooding and river flooding occurred during this event.

Source: NOAA National Weather Service Storm Events Database.

Susquehanna County NFIP Flood Insurance Claims

Total Claims Filed
412
Total Paid Out
$11.0M
Avg Claim
$30,354
Avg Water Depth
13.5 ft

Claims by Flood Zone

A Zones (High Risk)
261
X Shaded (500-yr)
24
X Unshaded (Low)
44

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Susquehanna County

FEMA assigns flood zone designations to areas in Susquehanna County, Pennsylvania:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Susquehanna County

Properties in Susquehanna County, Pennsylvania that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.