FEMA flood zones · South Carolina

Dillon County, South Carolina Flood Zone Map

102 flood insurance claims·$4.8M paid·10 federal flood & hurricane disasters

24% of Dillon County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Dillon County, South Carolina. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

Where the flood claims came from

5% of Dillon County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.

40 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 4 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

Flood claims, year by year

The worst year was 2018, with 54 claims and $3.4M paid, the year of Hurricane Florence.

1979: 1 claims1983: 1 claims2008: 1 claims2015: 4 claims2016: 28 claims2018: 54 claims2019: 2 claims2020: 2 claims2021: 1 claims2022: 1 claims2023: 1 claims2024: 6 claims19801990200020102020

Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.

In their words

10 NOAA storm reports from Dillon County describe what happened, in the words of the forecasters who covered it. Read the South Carolina flood stories →

Federal disasters

29 federal disaster declarations since 1989, 10 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormJan 21, 2026
Hurricane HeleneSep 25, 2024
Hurricane DebbyAug 4, 2024
Tropical Storm DebbyAug 4, 2024
Hurricane IdaliaAug 29, 2023
Hurricane IanSep 25, 2022
Hurricane DorianAug 31, 2019
Hurricane FlorenceSep 8, 2018

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

14 since 1996: 9 flash floods and 2 river or area floods.

EventDateDamage
Flash FloodAug 8, 2024$5,000
Tropical StormSep 30, 2022—
Flash FloodSep 16, 2018$20,000
Flash FloodOct 8, 2016$1.0M
Flash FloodOct 8, 2016$25,000
Flash FloodOct 8, 2016$250,000
Tropical StormOct 8, 2016$15.0M · 1 killed
FloodJul 21, 2014—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Aug 8, 2024. After making landfall in the Big Bend area of Florida as a Category 1 hurricane on August 5, Debby weakened to a tropical storm as it slowly moved across southeastern Georgia and offshore before making another landfall along the central SC coast between Charleston and Georgetown. The storm then moved northwest to near the SC/NC border and weakened to a tropical depression on August 8 before quickly becoming a non-…

Tropical Storm · Sep 30, 2022. Hurricane Ian made landfall along the west coast of Florida on September 28, 2022, then moved across the Florida peninsula and exited off the east coast of Florida on September 29, 2022. Ian then moved north and made a second landfall near Georgetown, SC on September 30, 2022. Ian resulted in a variety of impacts across northeast South Carolina from tropical storm force winds to flash flooding, and storm surge.

Flash Flood · Sep 16, 2018. Hurricane Florence began its long Atlantic trek from the Cape Verde Islands in early September. It made landfall near Wrightsville Beach during the morning of September 14th. The barometric pressure at landfall was 959 millibars, or 28.32 inches.The strongest winds were recorded at 106 mph at Cape Lookout, as well as 105 mph measured at the Wilmington International Airport. In addition to the strong storm surge,…

Flash Flood · Oct 8, 2016. Major Hurricane Matthew moved up the southeast coast and slowly weakened to a category 1 storm as it moved up along the South Carolina coast and then eastward near the North Carolina coast. The hurricane brought 6 to 12 inches of rain and up to 15 inches to some areas of northeast South Carolina, with the bulk of the rainfall occurring within a 12 hour period. This rain fell on wet to in some cases saturated soil…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Dillon County

If a building in Dillon County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.