Enter any address in Georgetown County, South Carolina to see its FEMA flood zone
Flash flooding from heavy rainfall events is the most frequent type of flood recorded in Georgetown County, SC over the past 30 years, with 46 such events documented. For example, a nor'easter in October 2025 brought heavy rain and flash flooding to the area. Tropical Storm Debby also impacted the coast in August 2024, making landfall near Georgetown.
National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced the highest number of claims, with 2,746 claims averaging $23,804 and a water depth of 3.5 feet. Properties in Zone V also saw a significant number of claims. Residents in coastal areas and those located in Zone A or Zone V, which are designated high-risk flood zones, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
35 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Georgetown County, South Carolina has recorded 78 flood-related events since 1996 according to NOAA's Storm Events Database, including 46 flash floods and 14 river or area floods. The county has received 30 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1989–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 21, 2026 |
| Hurricane Helene | Tropical Storm | Sep 25, 2024 |
| Hurricane Debby | Tropical Storm | Aug 4, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 4, 2024 |
| Hurricane Idalia | Hurricane | Aug 29, 2023 |
| Hurricane Ian | Hurricane | Sep 25, 2022 |
| Severe Storms, Tornadoes, And Straight-line Winds | Severe Storm | Apr 12, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Dorian | Hurricane | Aug 31, 2019 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Oct 12, 2025 | 20.00K |
| Flash Flood | Oct 12, 2025 | 10.00K |
| Flash Flood | Oct 12, 2025 | 1.00K |
| Tropical Storm | Sep 27, 2024 | 0.00K |
| Flash Flood | Aug 9, 2024 | 1.00K |
| Tropical Storm | Aug 7, 2024 | 0.00K |
| Flash Flood | Aug 6, 2024 | 1.00K |
| Flash Flood | Aug 6, 2024 | 0.00K |
| Tropical Storm | Aug 30, 2023 | 0.00K |
| Coastal Flood | May 18, 2023 | 0.00K |
Flash Flood — Oct 12, 2025
A nor'easter developed off the South Carolina coast. The low was able to tap into tropical moisture leading to very heavy rain and flash flooding.
Tropical Storm — Sep 27, 2024
Hurricane Helene made landfall along the Gulf Coast of FL in the Big Bend and weakened to a tropical storm before reaching central GA. The storm then turned northwest across the southern Appalachians before weakening to a tropical depression over eastern TN. Tropical Storm Warnings were issued for all of northeast SC. Limited impacts generally occurred across northeast SC.
Flash Flood — Aug 9, 2024
After making landfall in the Big Bend area of Florida as a Category 1 hurricane on August 5, Debby weakened to a tropical storm as it slowly moved across southeastern Georgia and offshore before making another landfall along the central SC coast between Charleston and Georgetown. The storm then moved northwest to near the SC/NC border and weakened to a tropical depression on August 8 before qui...
Tropical Storm — Aug 7, 2024
After making landfall in the Big Bend area of Florida as a Category 1 hurricane on August 5, Debby weakened to a tropical storm as it slowly moved across southeastern Georgia and offshore before making another landfall along the central SC coast between Charleston and Georgetown. The storm then moved northwest to near the SC/NC border and weakened to a tropical depression on August 8 before qui...
Flash Flood — Aug 6, 2024
After making landfall in the Big Bend area of Florida as a Category 1 hurricane on August 5, Debby weakened to a tropical storm as it slowly moved across southeastern Georgia and offshore before making another landfall along the central SC coast between Charleston and Georgetown. The storm then moved northwest to near the SC/NC border and weakened to a tropical depression on August 8 before qui...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Georgetown County, South Carolina:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Georgetown County, South Carolina that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.