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Spartanburg County, South Carolina Flood Zones

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Enter any address in Spartanburg County, South Carolina to see its FEMA flood zone

The Flooding Character of Spartanburg County

Flash flooding events have been the most frequent type of flood recorded in Spartanburg County over the last 30 years, with 44 occurrences documented by NOAA. These events, along with floods and tropical storms, have resulted in fatalities. For instance, heavy rainfall associated with Tropical Cyclone Helene produced widespread showers and thunderstorms in September 2024, contributing to flood conditions.

National Flood Insurance Program (NFIP) claims data indicates that properties in Zone X have experienced the highest number of claims, averaging payouts of $17,797 with an average water depth of 14.1 feet. Zone A properties also saw significant claims, averaging $21,323 with an average water depth of 6.8 feet. Homeowners in areas designated as Zone A, or those without a Base Flood Elevation (BFE) established, should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Spartanburg County

18 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read South Carolina flood stories →

Flood Risk Data for Spartanburg County

Spartanburg County, South Carolina has recorded 66 flood-related events since 1996 according to NOAA's Storm Events Database, including 44 flash floods and 20 river or area floods. The county has received 25 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Spartanburg County Disaster History

FEMA Disaster Declarations (1977–2026)

Disaster Declarations
25
Flood/Coastal Disasters
2
Hurricane Disasters
4
Latest Disaster
Severe Winter Storm (2026-01-21)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Spartanburg County

DeclarationTypeDate
Severe Winter StormWinter StormJan 21, 2026
Hurricane HeleneTropical StormSep 25, 2024
Hurricane DebbyTropical StormAug 4, 2024
Hurricane IdaliaHurricaneAug 29, 2023
Hurricane IanHurricaneSep 25, 2022
Severe Storms, Tornadoes, Straight-line Winds, And FloodingSevere StormFeb 6, 2020
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane DorianHurricaneAug 31, 2019
Hurricane FlorenceHurricaneSep 8, 2018

Recorded Flood Events in Spartanburg County

NOAA Storm Events Database (1996–2025)

Total Flood Events
66
River/Area Floods
20
Flash Floods
44
Hurricanes/Tropical Storms
2
Total Property Damage
$42.3M
Flood Deaths
6
Flood Injuries
1

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Spartanburg County

TypeDateDamage
FloodSep 27, 202410.00K
Flash FloodSep 27, 202430.00K (1 deaths)
Tropical StormSep 27, 202410.00M
Tropical StormSep 27, 202425.00M (4 deaths)
FloodJan 9, 20241.00K
Flash FloodJan 9, 202450.00K
Flash FloodAug 8, 20241.00K
Flash FloodAug 3, 202450.00K
Flash FloodJul 24, 20211.00K
FloodFeb 6, 2020500.00K

Spartanburg County Flood History

Flood — Sep 27, 2024

Tropical Cyclone Helene began organizing over the western Caribbean on the 23rd and 24th of September before rapidly intensifying as it moved north through the eastern Gulf of Mexico on the 25th and 26th. A plume of moisture extending from the intensifying storm interacted with a slow-moving cold front to produce a band of widespread heavy rain showers and embedded scattered thunderstorms over ...

Flash Flood — Sep 27, 2024

Tropical Cyclone Helene began organizing over the western Caribbean on the 23rd and 24th of September before rapidly intensifying as it moved north through the eastern Gulf of Mexico on the 25th and 26th. A plume of moisture extending from the intensifying storm interacted with a slow-moving cold front to produce a band of widespread heavy rain showers and embedded scattered thunderstorms over ...

Tropical Storm — Sep 27, 2024

Tropical Cyclone Helene began organizing over the western Caribbean on the 23rd and 24th of September before rapidly intensifying as it moved north through the eastern Gulf of Mexico on the 25th and 26th. A plume of moisture extending from the intensifying storm interacted with a slow-moving cold front to produce a band of widespread heavy rain showers and embedded scattered thunderstorms over ...

Flood — Jan 9, 2024

A major/complex frontal system brought widespread rain with embedded thunderstorms to upstate South Carolina, mainly during the late morning and afternoon of the 9th. Widespread rainfall amounts of 3 to 5 inches (with locally higher amounts) in around 12 hours resulted in numerous reports of flooding. Isolated severe thunderstorms also resulted in a a few damaging wind gusts reports over the Pi...

Flash Flood — Jan 9, 2024

A major/complex frontal system brought widespread rain with embedded thunderstorms to upstate South Carolina, mainly during the late morning and afternoon of the 9th. Widespread rainfall amounts of 3 to 5 inches (with locally higher amounts) in around 12 hours resulted in numerous reports of flooding. Isolated severe thunderstorms also resulted in a a few damaging wind gusts reports over the Pi...

Source: NOAA National Weather Service Storm Events Database.

Spartanburg County NFIP Flood Insurance Claims

Total Claims Filed
135
Total Paid Out
$2.2M
Avg Claim
$24,890
Avg Water Depth
21.2 ft

Claims by Flood Zone

A Zones (High Risk)
35
V Zones (Coastal)
1
X Shaded (500-yr)
10
X Unshaded (Low)
19

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Spartanburg County

FEMA assigns flood zone designations to areas in Spartanburg County, South Carolina:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Spartanburg County

Properties in Spartanburg County, South Carolina that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.