FEMA flood zones · South Dakota

Bennett County, South Dakota Flood Zone Map

5 federal flood & hurricane disasters

FEMA’s digital flood map shows no high- or moderate-risk zones in Bennett County. That can mean the area was never studied in detail or has no digital map, not that it can’t flood; the county floodplain administrator can say which.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Bennett County, South Dakota. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

In their words

2 NOAA storm reports from Bennett County describe what happened, in the words of the forecasters who covered it. Read the South Dakota flood stories →

Federal disasters

15 federal disaster declarations since 1976, 5 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Straight-line Winds, And FloodingJun 16, 2024
Severe Winter Storms And SnowstormDec 12, 2022
Severe Storms And FloodingMay 21, 2019
Severe Winter Storm, Snowstorm, And FloodingMar 13, 2019
Severe Storms, Tornado, And FloodingMay 24, 2013
Severe Winter Storm And Record And Near Record SnowNov 5, 2008
Severe Winter Storm And Record And Near Record SnowMay 1, 2008
Severe Winter StormApr 18, 2006

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

12 since 1996: 5 flash floods and 7 river or area floods.

EventDateDamage
FloodMay 22, 2019$750,000
FloodMar 22, 2019$500,000
FloodJul 16, 2019$15,000
Flash FloodAug 11, 2019—
FloodJul 3, 2019$80,000
Flash FloodJul 4, 2015$2,000
FloodMay 23, 2008—
FloodJun 5, 2008—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · May 22, 2019. A powerful storm system slowly moved from the Four Corners region northeastward through the Plains, leading to a prolonged period of precipitation across western South Dakota May 20-22. This three day period was among the coldest, wettest, and snowiest on record for late May, with several temperature and precipitation records set. Runoff from the rain and melting snow led to flooding of creeks, rivers, low-lying a…

Flood · Mar 22, 2019. Runoff from snowmelt and ice jams caused flooding along many creeks and rivers across south central South Dakota.

Flood · Jul 16, 2019. Runoff from heavy rainfall caused flooding across parts of Bennett County.

Flash Flood · Aug 11, 2019. A severe thunderstorm stalled over east central Oglala Lakota County, producing locally large hail and very heavy rainfall. Runoff from three to five inches of rain caused flash flooding across parts of eastern Oglala Lakota County into western Bennett County.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Bennett County

If a building in Bennett County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.