FEMA flood zones · South Dakota

Deuel County, South Dakota Flood Zone Map

10 federal flood & hurricane disasters

1% of Deuel County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Deuel County, South Dakota. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Deuel County floods

General flooding driven by heavy rainfall and winter snowmelt dominates the flood risk profile in Deuel County, South Dakota, supported by a historical mix of eleven flood events and eight flash flood events recorded over the last 30 years.

Recent history illustrates these varied triggers. In March 2019, above-normal winter snowfall, meltwater, ice jams, and heavy rain caused widespread flooding of rivers, creeks, fields, and roads, damaging culverts and structures. Later, heavy rainfall from thunderstorms on August 17, 2025, compounded weeks of wet weather to produce additional flooding across the county. Flash flooding has also accompanied severe weather, such as powerful supercell thunderstorms on June 28, 2025, which brought heavy rainfall alongside tornadoes and large hail.

Property owners and real estate professionals should pay the closest attention to locations near rivers, creeks, fields, and roads vulnerable to overflow from rapid snowmelt, ice jams, and intense summer rainfall.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

8 NOAA storm reports from Deuel County describe what happened, in the words of the forecasters who covered it. Read the South Dakota flood stories →

Federal disasters

24 federal disaster declarations since 1969, 10 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter Storms And SnowstormDec 12, 2022
Severe Storm, Straight-line Winds, Tornadoes, And FloodingMay 12, 2022
Severe Storms And FloodingMay 21, 2019
Severe Winter Storm, Snowstorm, And FloodingMar 13, 2019
Severe Winter StormDec 24, 2016
Severe Storms, Tornadoes, And FloodingJun 19, 2013
FloodingMar 11, 2011
FloodingMar 10, 2010

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

19 since 1996: 8 flash floods and 11 river or area floods.

EventDateDamage
Flash FloodJun 28, 2025$10,000
FloodAug 17, 2025—
FloodMar 25, 2019—
FloodMay 1, 2019—
FloodJun 1, 2019—
FloodApr 1, 2019$128,700
FloodApr 21, 2018—
Flash FloodAug 9, 2014—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Jun 28, 2025. A volatile atmospheric setup on the afternoon and evening of June 28th led to the development of several powerful supercell thunderstorms across far eastern South Dakota. These storms produced multiple tornadoes, including two that caused significant damage in Deuel County. The strongest tornado was rated as a high-end EF3. Storms also produced large hail and instances of flash flooding from heavy rainfall.

Flood · Aug 17, 2025. Brief but intense heavy rainfall from thunderstorms, on top of weeks of wet weather, resulted in additional flooding across Marshall, Hamlin, Codington, and Deuel counties starting on the 17th and persisting well into the 18th. An estimated 3 inches of rain fell in Lake Poinsett, while 1.63 inches was recorded by the COOP sensor 20 miles north northeast of Aberdeen, 1.62 inches was submitted by the CoCoRaHS volun…

Flood · Mar 25, 2019. Much above normal winter snowfall and melt water/ice jams along with heavy rains in the middle of March brought flooding across parts of central and northeast South Dakota for late March. Rivers and creeks flooded across much of the area along with many fields and roads. The flooding damaged many of the roads and culverts across the region. Some structures were also flooded. Lake levels also rose threatening homes…

Flood · May 1, 2019. March and April snowmelt and heavy rain flooding along with above normal May precipitation resulted in hundreds of thousands of acres of crops damaged or delayed/unplanted across central and northeast South Dakota. The widespread flooding continued into June with millions of dollars of loss.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Deuel County

If a building in Deuel County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.