FEMA flood zones · South Dakota

Fall River County, South Dakota Flood Zone Map

1 flood insurance claims·$25 paid·4 federal flood & hurricane disasters

3% of Fall River County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Fall River County, South Dakota. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Fall River County floods

Flash flooding from summer thunderstorms and general flooding events shape the flood risk in Fall River County, where the NOAA Storm Events Database records 16 flash flood events and 12 general flood events over the last 30 years.

Significant historical events illustrate these risks. A slow-moving storm system in May 2019 brought record-setting precipitation and melting snow that caused creeks, rivers, and low-lying areas to flood. Additionally, heavy rain in June 2015 triggered widespread flooding across southern Fall River County, overflowing Hat Creek, Horsehead Creek, and the Cheyenne River downstream of Angostura Reservoir. Heavy rain over the Myrtle Burn area in Wind Cave National Park also produced flash flooding along Cold Brook Creek and Argyle Road in August 2014.

Federal flood insurance data reflects limited historical payouts in mapped areas, with FEMA recording a single claim in Zone X_UNSHADED averaging $25 with an average recorded water depth of 0 inches. Properties located near creeks, rivers, low-lying areas, and southern tributaries should pay the most attention to flood risk given the documented history of overflow from these water sources.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

3 NOAA storm reports from Fall River County describe what happened, in the words of the forecasters who covered it. Read the South Dakota flood stories →

Federal disasters

17 federal disaster declarations since 1997, 4 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms And FloodingMay 21, 2019
Severe Winter Storm, Snowstorm, And FloodingMar 13, 2019
Vineyard FireAug 11, 2018
Severe Winter StormDec 24, 2016
Severe Storms, Tornadoes, Straight-line Winds, And FloodingJun 17, 2015
Severe Winter Storm, Snowstorm, And FloodingOct 3, 2013
Severe Storms And FloodingJul 21, 2010
Alabaugh Canyon FireJul 7, 2007

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

28 since 1996: 16 flash floods and 12 river or area floods.

EventDateDamage
FloodMay 22, 2019$200,000
FloodJul 5, 2019$50,000
FloodMay 29, 2018$10,000
Flash FloodMay 17, 2018$10,000
FloodJun 6, 2015$65,000
FloodJun 4, 2015$40,000
Flash FloodAug 9, 2014—
Flash FloodJul 8, 2013$10,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · May 22, 2019. A powerful storm system slowly moved from the Four Corners region northeastward through the Plains, leading to a prolonged period of precipitation across western South Dakota May 20-22. This three day period was among the coldest, wettest, and snowiest on record for late May, with several temperature and precipitation records set. Runoff from the rain and melting snow led to flooding of creeks, rivers, low-lying a…

Flood · Jul 5, 2019. Runoff from heavy rainfall caused flooding across parts of southern Fall River County.

Flood · May 29, 2018. Heavy rain from thunderstorms over several days caused flooding over portions of Fall River County.

Flash Flood · May 17, 2018. Runoff from heavy rain caused flooding across parts of northwestern Fall River County.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Fall River County

If a building in Fall River County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.