FEMA flood zones · South Dakota

Haakon County, South Dakota Flood Zone Map

2 flood insurance claims·$0 paid·4 federal flood & hurricane disasters

Less than 1% of Haakon County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Haakon County, South Dakota. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Haakon County floods

River flooding and flash flooding from heavy rainfall dominate the flood history of Haakon County, which recorded 24 flood events and 8 flash flood events over the last 30 years according to NOAA data. Severe weather systems frequently produce high-volume rainfall across the region, such as a prolonged multi-day rain event in May 2023 that dropped three to five inches of rain and caused minor flooding along the Cheyenne and White River basins. Similarly, slow-moving thunderstorms in May 2020 dropped three to five inches of rain that resulted in flash flooding across portions of the county, and a June 2022 supercell storm brought heavy rain that caused additional flash flooding.

Federal Emergency Management Agency records indicate limited National Flood Insurance Program claim activity, with two claims recorded in unshaded Zone X showing an average payout of $0 and an average recorded water depth of 0 inches. Property owners located near river basins, such as the Cheyenne and White Rivers, as well as those in areas vulnerable to sudden thunderstorm downpours, should pay the closest attention to local flood risks.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

8 NOAA storm reports from Haakon County describe what happened, in the words of the forecasters who covered it. Read the South Dakota flood stories →

Federal disasters

18 federal disaster declarations since 1976, 4 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storm, Straight-line Winds, Tornadoes, And FloodingJun 11, 2022
Severe Storms And FloodingMay 21, 2019
Severe Winter StormDec 24, 2016
Severe Storms, Tornadoes, Straight-line Winds, And FloodingJun 17, 2015
Severe Winter Storm, Snowstorm, And FloodingOct 3, 2013
Severe Winter Storm And Record And Near Record SnowNov 5, 2008
Severe Storms And FloodingJun 2, 2008
Hurricane Katrina EvacuationSep 6, 2005

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

32 since 1996: 8 flash floods and 24 river or area floods.

EventDateDamage
FloodMay 12, 2023—
FloodJun 12, 2022—
Flash FloodJun 12, 2022—
Flash FloodMay 23, 2020—
FloodMay 29, 2019—
FloodMay 22, 2019$100,000
FloodMay 22, 2019—
FloodMar 19, 2019—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · May 12, 2023. A prolonged rain event over several days led to flooding and flash flooding over the Cheyenne and White River basins. Three to five inches of rain fell, with some locations receiving nearly four inches of rain within six hours on the evening of May 11. As the water flowed into larger rivers, minor flooding was observed.

Flood · Jun 12, 2022. A trailing supercell thunderstorm tracked across northeastern Wyoming and across the northern Black Hills and west central South Dakota. This storm brought large hail to the Spearfish, Lead, Deadwood, and Sturgis areas, as well as portions of the southern Meade County plains into south central South Dakota. Heavy rain resulted in flash flooding across portions of northeastern Pennington and Haakon Counties.

Flash Flood · Jun 12, 2022. A trailing supercell thunderstorm tracked across northeastern Wyoming and across the northern Black Hills and west central South Dakota. This storm brought large hail to the Spearfish, Lead, Deadwood, and Sturgis areas, as well as portions of the southern Meade County plains into south central South Dakota. Heavy rain resulted in flash flooding across portions of northeastern Pennington and Haakon Counties.

Flash Flood · May 23, 2020. A thunderstorm became severe in the Badlands area and tracked slowly north-northeast across parts of Jackson and Haakon Counties, eventually becoming a line of storms. The storms produced large hail and three to five inches of rain that caused flash flooding across portions of Haakon County.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Haakon County

If a building in Haakon County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.