FEMA flood zones · South Dakota

Miner County, South Dakota Flood Zone Map

8 federal flood & hurricane disasters

1% of Miner County’s area is in FEMA’s high-risk flood zones, and another 1% in shaded X (mostly the 0.2% floodplain and areas behind levees).

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Miner County, South Dakota. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

In their words

4 NOAA storm reports from Miner County describe what happened, in the words of the forecasters who covered it. Read the South Dakota flood stories →

Federal disasters

20 federal disaster declarations since 1976, 8 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Straight-line Winds, And FloodingJun 16, 2024
Severe Storm, Straight-line Winds, Tornadoes, And FloodingMay 12, 2022
Severe Storms, Tornadoes, And FloodingSep 9, 2019
Severe Winter Storm, Snowstorm, And FloodingMar 13, 2019
FloodingMar 11, 2011
Severe Storms And FloodingJul 21, 2010
FloodingMar 10, 2010
Severe Storms, Tornadoes, And FloodingMay 4, 2007

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

11 since 1996: 3 flash floods and 8 river or area floods.

EventDateDamage
FloodJun 20, 2024$90,000
FloodMar 13, 2019$250,000
FloodSep 12, 2019$328,000
FloodJun 1, 2019—
FloodMar 16, 2011—
FloodApr 1, 2011$100,000
Flash FloodJul 30, 2010$50,000
Flash FloodMay 5, 2007—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · Jun 20, 2024. A multi-day significant heavy rainfall event from June 20-22 resulted in widespread rain totals between 5 and 10 inches with pockets in excess of 15 inches across portions of southeast South Dakota, northwest Iowa, and southwest Minnesota. As rainfall reached area streams and rivers, major to record flooding was observed, devastating several towns and communities. Extensive overland flooding also resulted in signi…

Flood · Mar 13, 2019. Rainfall of one to three inches on frozen ground and into a snow pack with between 2 and 5 inches of liquid water equivalent resulted in considerable overland flooding.||One of the hardest hit areas was around Yankton, where a No Travel Advisory was issued for the city on March 13-14. Businesses along north Highway 81 toward Yankton Mall had considerable ponding of water. Water rescues were necessary as cars sta…

Flood · Sep 12, 2019. A frontal zone remained locked in place under southwest flow aloft as a series of mid-level waves moved across the region over a three day period. Widespread heavy rainfall resulted and amounts reached two-day records for several locations including Platte (6.29 inches), White Lake (6.28 inches), Bridgewater (8.05 inches), Montrose (5.63 inches), Alexandria (8.30 inches), Madison (7.63 inches), Howard (7.05 inche…

Flood · Jun 1, 2019. During crop planting season, prolonged flooding led to the loss of or inability to plant crops across the area. Crop loss estimates provided by the United States Department of Agriculture.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Miner County

If a building in Miner County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.