FEMA flood zones · South Dakota

Oglala Lakota County, South Dakota Flood Zone Map

How Oglala Lakota County floods

Flooding from river overflow and flash flooding from heavy rainfall dominates Oglala Lakota County. Over the last 30 years, the NOAA Storm Events Database has recorded 18 flood events and 9 flash flood events.

Recent history demonstrates this recurring risk. In May 2023, a prolonged multi-day rain event dropped three to five inches of rain—with nearly four inches falling within six hours—causing flooding and flash flooding across the Cheyenne and White River basins as water flowed into larger rivers. Later, in August 2022, heavy rain from thunderstorms produced localized flash flooding in Porcupine, where water ran over roads.

Properties situated near the Cheyenne and White River basins, as well as homes located near low-lying areas and roads susceptible to rapid runoff, should pay the most attention to local flood risks.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

8 NOAA storm reports from Oglala Lakota County describe what happened, in the words of the forecasters who covered it. Read the South Dakota flood stories →

Recorded flood events

27 since 1996: 9 flash floods and 18 river or area floods.

EventDateDamage
FloodMay 12, 2023—
FloodMay 11, 2023—
Flash FloodMay 11, 2023—
Flash FloodAug 24, 2022—
Flash FloodJul 29, 2020—
FloodMay 28, 2019—
FloodMay 26, 2019—
FloodMay 21, 2019$100,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · May 12, 2023. A prolonged rain event over several days led to flooding and flash flooding over the Cheyenne and White River basins. Three to five inches of rain fell, with some locations receiving nearly four inches of rain within six hours on the evening of May 11. As the water flowed into larger rivers, minor flooding was observed.

Flood · May 11, 2023. A prolonged rain event over several days led to flooding and flash flooding over the Cheyenne and White River basins. Three to five inches of rain fell, with some locations receiving nearly four inches of rain within six hours on the evening of May 11. As the water flowed into larger rivers, minor flooding was observed.

Flash Flood · May 11, 2023. A prolonged rain event over several days led to flooding and flash flooding over the Cheyenne and White River basins. Three to five inches of rain fell, with some locations receiving nearly four inches of rain within six hours on the evening of May 11. As the water flowed into larger rivers, minor flooding was observed.

Flash Flood · Aug 24, 2022. A supercell thunderstorm developed over the southern Black Hills and tracked southeast, weakening on the adjacent plains. The storm produced large hail and heavy rain over the area. Other strong thunderstorms produced heavy rain and localized flash flooding over far southwestern South Dakota. Rain amounts of three to four inches were estimated in some areas. In Oglala Lakota County, flash flooding quickly occurred…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Oglala Lakota County

If a building in Oglala Lakota County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.