FEMA flood zones · South Dakota

Perkins County, South Dakota Flood Zone Map

5 federal flood & hurricane disasters

Less than 1% of Perkins County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Perkins County, South Dakota. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Perkins County floods

Flash flooding from summer thunderstorms and river flooding from heavy seasonal precipitation equally define the flood hazards in Perkins County, South Dakota, with NOAA records showing 16 flood events and 14 flash flood events over the last 30 years.

Specific recent events illustrate these risks. In July 2015, slow-moving thunderstorms dropped two to four inches of rain that caused flash flooding near Lodgepole in northern Perkins County. Later, a prolonged, record-setting period of rain and melting snow in May 2019 generated runoff that flooded creeks, rivers, low-lying areas, and roads across the region. More recently, heavy rain in August 2023 caused runoff that flooded roads and accumulated in fields and ditches north and west of Faith.

Homeowners, real estate agents, and journalists should pay the closest attention to properties near creeks, rivers, and low-lying areas, as well as locations vulnerable to rapid runoff from intense summer thunderstorms and heavy seasonal precipitation.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

5 NOAA storm reports from Perkins County describe what happened, in the words of the forecasters who covered it. Read the South Dakota flood stories →

Federal disasters

26 federal disaster declarations since 1976, 5 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter Storm, Snowstorm, And FloodingMar 13, 2019
Severe Winter StormDec 24, 2016
Severe Storms, Tornadoes, And FloodingJun 13, 2014
Severe Winter Storm, Snowstorm, And FloodingOct 3, 2013
FloodingMar 11, 2011
Severe Storms, Tornadoes, And FloodingJun 16, 2010
Severe Winter StormApr 2, 2010
Severe Winter StormJan 20, 2010

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

30 since 1996: 14 flash floods and 16 river or area floods.

EventDateDamage
Flash FloodAug 4, 2023—
FloodMay 24, 2019—
FloodMar 23, 2019$100,000
FloodMay 22, 2019$250,000
Flash FloodJul 26, 2015$30,000
Flash FloodJul 7, 2015—
Flash FloodJun 27, 2014—
FloodJun 20, 2014—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Aug 4, 2023. Runoff from heavy rain caused flash flooding north and west of Faith. Runoff flooded a few roads and accumulated in several fields and ditches.

Flood · May 24, 2019. A powerful storm system slowly moved from the Four Corners region northeastward through the Plains, leading to a prolonged period of precipitation across western South Dakota May 20-22. This three day period was among the coldest, wettest, and snowiest on record for late May, with several temperature and precipitation records set. Runoff from the rain and melting snow led to flooding of creeks, rivers, low-lying a…

Flood · Mar 23, 2019. Moderate flooding occurred along parts of the Moreau River due to snowmelt and ice jams.

Flood · May 22, 2019. A powerful storm system slowly moved from the Four Corners region northeastward through the Plains, leading to a prolonged period of precipitation across western South Dakota May 20-22. This three day period was among the coldest, wettest, and snowiest on record for late May, with several temperature and precipitation records set. Runoff from the rain and melting snow led to flooding of creeks, rivers, low-lying a…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Perkins County

If a building in Perkins County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.