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Rapid City, South Dakota Flood Zones

Check an Address in Rapid City

Enter any address in Rapid City, South Dakota to see its FEMA flood zone

Flood Risk in Rapid City, South Dakota

Rapid City has a population of 74,703 residents. Like many communities in South Dakota, properties in Rapid City may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Rapid City. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Flood Zone Types in Rapid City

FEMA assigns flood zone designations to areas in Rapid City, South Dakota:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Rapid City

Properties in Rapid City that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all South Dakota flood zone data →