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Sturgis, South Dakota Flood Zones

Check an Address in Sturgis

Enter any address in Sturgis, South Dakota to see its FEMA flood zone

Flood Risk in Sturgis, South Dakota

Sturgis has a population of 7,020 residents. Like many communities in South Dakota, properties in Sturgis may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Sturgis. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Flood Zone Types in Sturgis

FEMA assigns flood zone designations to areas in Sturgis, South Dakota:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Sturgis

Properties in Sturgis that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all South Dakota flood zone data →