FEMA flood zones · South Dakota

Sully County, South Dakota Flood Zone Map

5 flood insurance claims·$22,793 paid·7 federal flood & hurricane disasters

Less than 1% of Sully County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Sully County, South Dakota. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

In their words

4 NOAA storm reports from Sully County describe what happened, in the words of the forecasters who covered it. Read the South Dakota flood stories →

Federal disasters

16 federal disaster declarations since 1976, 7 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter Storm, Snowstorm, And FloodingMar 13, 2019
Severe Winter StormDec 24, 2016
FloodingMar 11, 2011
FloodingMar 10, 2010
Severe Winter StormJan 20, 2010
Hurricane Katrina EvacuationSep 6, 2005
Severe StormJun 7, 2005
Severe Flooding, Sever Winter Storms,heavy Rains High WindsFeb 3, 1997

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

14 since 1996: 4 flash floods and 10 river or area floods.

EventDateDamage
FloodMar 27, 2019—
FloodMay 1, 2019—
FloodJun 1, 2019—
FloodApr 1, 2019$181,300
FloodJun 20, 2011—
FloodMar 15, 2011—
FloodApr 1, 2011—
Flash FloodJul 14, 2009—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · Mar 27, 2019. Much above normal winter snowfall and melt water/ice jams along with heavy rains in the middle of March brought flooding across parts of central and northeast South Dakota for late March. Rivers and creeks flooded across much of the area along with many fields and roads. The flooding damaged many of the roads and culverts across the region. Some structures were also flooded. Lake levels also rose threatening homes…

Flood · May 1, 2019. March and April snowmelt and heavy rain flooding along with above normal May precipitation resulted in hundreds of thousands of acres of crops damaged or delayed/unplanted across central and northeast South Dakota. The widespread flooding continued into June with millions of dollars of loss.

Flood · Jun 1, 2019. Spring snowmelt and heavy rain flooding from March, April, and May continued into June. This combined with above normal June rainfall resulted in hundreds of thousands of acres of crops damaged or unplanted across central and northeast South Dakota. For the entire state of South Dakota, nearly 4 million acres of crops were left unplanted as a result of the flooding. Total damaged or unplanted crop loss estimates f…

Flood · Apr 1, 2019. The continuation of snowmelt from a much above normal snowfall winter combined with a historic heavy snow/blizzard in mid-April resulted in widespread flooding across central and northeast South Dakota. Countless roads along with thousands of acres of cropland were flooded throughout April. Impacts include damaged roads, culverts, and bridges, and livestock, homes, and businesses were affected. Delayed planting re…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Sully County

If a building in Sully County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.