FEMA flood zones · Tennessee

Bledsoe County, Tennessee Flood Zone Map

4 federal flood & hurricane disasters

3% of Bledsoe County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Bledsoe County, Tennessee. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Bledsoe County floods

Flash flooding from severe thunderstorms and convective weather systems dominates the flood profile of Bledsoe County. Over the last 30 years, recorded events include 34 flash floods, 12 general floods, and 2 tropical storm events.

Recent weather patterns illustrate these localized hazards. For example, a stalled front produced heavy rainfall and flooding on March 28, 2021, while remnants of tropical cyclone Nicholas brought heavy rains to the southern Plateau on September 18, 2021. Additional flash flooding occurred on September 4, 2022, due to convection along a northward-moving warm front, and severe thunderstorms brought further flash flooding on May 8, 2024.

Homeowners, real estate agents, and journalists should pay the closest attention to properties vulnerable to sudden, intense rainfall runoff and localized flash flooding, particularly during the spring and summer storm seasons.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

2 NOAA storm reports from Bledsoe County describe what happened, in the words of the forecasters who covered it. Read the Tennessee flood stories →

Federal disasters

25 federal disaster declarations since 1973, 4 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormJan 22, 2026
Severe Storms, Straight-line Winds, Tornadoes, And FloodingApr 2, 2025
Severe Storms, Straight-line Winds, And TornadoAug 7, 2023
Severe Storms, Straight-line Winds, And TornadoMar 1, 2023
Severe Storms, Flooding, Landslides, And MudslidesFeb 19, 2019
Smith Mountain Fire ComplexNov 11, 2016
Severe Winter Storm And FloodingFeb 15, 2015
Severe Storms, Tornadoes, Straight-line Winds, And FloodingJun 5, 2014

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

48 since 1996: 34 flash floods and 12 river or area floods.

EventDateDamage
Flash FloodMay 8, 2024—
Flash FloodSep 4, 2022—
Flash FloodMar 28, 2021—
Flash FloodSep 18, 2021—
Flash FloodAug 6, 2020—
Flash FloodFeb 23, 2019$850,000
Flash FloodMay 31, 2018—
Flash FloodJun 28, 2018—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · May 8, 2024. A cutoff low over the North Plains, coupled with intense winds aloft and a cold front at the surface, helped spawn multiple rounds of severe thunderstorms that produced hail, flash flooding, and damaging winds to East Tennessee.

Flash Flood · Sep 4, 2022. A warm front moving northward into the southern Cumberland Plateau produced convection that caused isolated flash flooding.

Flash Flood · Mar 28, 2021. Thunderstorms with large hail spread northward across East Tennessee during the early morning hours of March 27, reaching southwest Virginia by late morning. These storms were associated with a warm front, which later stalled across northeast Tennessee. This stalled front was the focus of additional thunderstorms that produced damaging wind gusts and flooding in the evening of March 27 and into March 28.

Flash Flood · Sep 18, 2021. Remnants of tropical cyclone Nicholas over Louisiana promoted a humid air mass and diurnal convection that produced heavy rains over and near the southern Plateau.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Bledsoe County

If a building in Bledsoe County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.