Enter any address in Campbell County, Tennessee to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Campbell County, TN. Recent events include flash flooding on February 16, 2025, caused by heavy rainfall associated with a strong synoptic system and severe thunderstorms. Another instance of flash flooding occurred on March 28, 2021, following thunderstorms that produced large hail and stalled weather fronts.
National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced the most claims, with an average payout of $16,332 for 32 claims and an average water depth of 0.4 feet. Properties in Zone X also show a significant average payout of $9,104 for 2 claims, with an average water depth of 1.5 feet. Homeowners in Zone A and Zone X, as well as those in areas with unknown flood zone designations, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
6 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Campbell County, Tennessee has recorded 29 flood-related events since 1996 according to NOAA's Storm Events Database, including 19 flash floods and 10 river or area floods. The county has received 25 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1972–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, And Tornado | Severe Storm | Mar 1, 2023 |
| Severe Storms, Tornadoes, And Flooding | Tornado | Mar 25, 2021 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 12, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Flooding, Landslides, And Mudslides | Flood | Feb 19, 2019 |
| Severe Winter Storm And Flooding | Severe Ice Storm | Feb 15, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding | Severe Storm | Apr 25, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Feb 16, 2025 | 0.00K |
| Flash Flood | Jul 9, 2022 | 0.00K |
| Flash Flood | Mar 28, 2021 | 0.00K |
| Flash Flood | Mar 28, 2021 | 353.00K |
| Flash Flood | Jul 1, 2020 | 0.00K |
| Flood | Jun 8, 2019 | 0.00K |
| Flash Flood | Jun 7, 2019 | 6.40M |
| Flood | Feb 10, 2018 | 0.00K |
| Flash Flood | Aug 18, 2010 | 10.00K |
| Flood | Sep 26, 2009 | 0.00K |
Flash Flood — Feb 16, 2025
A strong synoptic system with heavy rainfall during warm front passage followed by additional rainfall during the severe thunderstorms along the cold front led to reports of flooding in northern portions of East Tennessee. Additionally, strong winds powered by strong winds aloft mixed to the surface, bringing wind advisory conditions to the whole area, a few high wind reports, and some wind dam...
Flash Flood — Jul 9, 2022
A slow-moving cold front was a focus of convective development that led to flash flooding.
Flash Flood — Mar 28, 2021
Thunderstorms with large hail spread northward across East Tennessee during the early morning hours of March 27, reaching southwest Virginia by late morning. These storms were associated with a warm front, which later stalled across northeast Tennessee. This stalled front was the focus of additional thunderstorms that produced damaging wind gusts and flooding in the evening of March 27 and into...
Flash Flood — Jul 1, 2020
Surface boundaries among a humid air mass, combined with a northwesterly steering flow, resulted in convection over the Cumberland Plateau that moved southeastward into the Tennessee Valley.
Flood — Jun 8, 2019
Convection continuously developed across Middle and Eastern Tennessee during the late afternoon and evening in a moist and unstable environment; additionally aided by a weak upper level low over the Mid South. The event was mainly characterized by flooding rain on the Cumberland Plateau with extension in the valley in Central East Tennessee.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Campbell County, Tennessee:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Campbell County, Tennessee that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.