Enter any address in Cannon County, Tennessee to see its FEMA flood zone
Flash flooding from thunderstorms is the primary flood hazard in Cannon County. Over the past 30 years, the NOAA Storm Events Database recorded 35 flash flood events, resulting in three fatalities. For example, slow-moving thunderstorms caused flash flooding on April 23, 2025, and widespread flash flooding was reported on May 8, 2024, during a larger severe weather outbreak.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A experienced the most claims, with an average payout of $25,831 and an average water depth of 4.2 feet. While Zone X claims were fewer, they showed a higher average water depth of 8.6 feet, suggesting that even areas outside of high-risk zones can experience significant flooding. Homeowners in Zone A, as well as those in Zone X, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
11 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Cannon County, Tennessee has recorded 36 flood-related events since 1996 according to NOAA's Storm Events Database, including 35 flash floods and 1 river or area floods. The county has received 22 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | May 8, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Mar 31, 2023 |
| Severe Storms, Tornadoes, And Flooding | Tornado | Mar 25, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Flooding, Straight-line Winds, And Tornadoes | Severe Storm | Apr 30, 2010 |
| Severe Storms And Tornadoes | Severe Storm | Apr 2, 2006 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 23, 2025 | 0.00K |
| Flash Flood | Mar 15, 2025 | 0.00K |
| Flash Flood | May 8, 2024 | 0.00K |
| Flash Flood | May 18, 2023 | 0.00K |
| Flash Flood | Jun 2, 2022 | 5.00K |
| Flash Flood | Jun 2, 2022 | 0.00K |
| Flash Flood | Mar 27, 2021 | 91.94K |
| Flash Flood | Aug 18, 2021 | 0.00K |
| Flash Flood | Feb 23, 2019 | 0.00K |
| Flash Flood | Feb 20, 2019 | 0.00K |
Flash Flood — Apr 23, 2025
Abundant moisture and plenty of instability helped to set the stage for a summer-like afternoon across Middle Tennessee on April 23, 2025. Scattered thunderstorms developed across the area during the afternoon and evening hours. With little forcing and wind shear, these thunderstorms were generally non-severe. However, slow storm motions meant that these nearly stationary thunderstorms were abl...
Flash Flood — Mar 15, 2025
A potent storm system brought multiple rounds of thunderstorms and severe weather to Middle Tennessee on March 15, 2025. The main risk for severe weather was associated with a line of thunderstorms that tracks east across Middle Tennessee during the afternoon and evening hours. This line produced one EF-1 tornado near Christiana. As this line moved towards the Cumberland Plateau, it strengthene...
Flash Flood — May 8, 2024
A widespread severe weather event impacted Middle Tennessee beginning in the early morning hours of May 8, 2024, and continued through the early morning hours of May 9th. During this time frame, numerous rounds of severe weather moved through the area, causing widespread wind damage in nearly every county in Middle Tennessee, hail up to 3 inches in diameter, and four tornadoes. One of these tor...
Flash Flood — May 18, 2023
A weak upper-level low moved over Middle Tennessee on May 18, 2023. This combined with plenty of moisture and diurnal heating allowed for scattered showers and thunderstorms during the afternoon and evening hours. With shear values being weak, an organized and widespread severe weather threat did not happen although one thunderstorm in Rutherford County did become severe briefly. The most signi...
Flash Flood — Jun 2, 2022
Thunderstorms during the afternoon and evening hours on June 2 dumped very heavy rainfall on Lawrence and Cannon Counties, with several reports of flash flooding.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Cannon County, Tennessee:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Cannon County, Tennessee that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.