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Claiborne County, Tennessee Flood Zones

Check an Address in Claiborne County

Enter any address in Claiborne County, Tennessee to see its FEMA flood zone

The Flooding Character of Claiborne County

Flash flooding and riverine flooding have both been documented in Claiborne County, TN over the past 30 years. Recent events include flooding in February 2025, attributed to heavy rainfall associated with synoptic systems and severe thunderstorms. For instance, on February 16, 2025, widespread flooding was reported across northern East Tennessee following significant rainfall. Another event on February 13, 2025, saw rivers reach moderate to major flood stages after 2 to 3 inches of rain fell across the region.

National Flood Insurance Program (NFIP) data indicates that properties in Zone A have experienced the most claims, with an average payout of $14,707 and water depths averaging 2.2 feet. However, properties in Zone X have seen higher average payouts of $30,959, despite fewer claims and an average water depth of 1.8 feet. Homeowners in areas designated as Zone A, as well as those in Zone X and areas with unknown flood risk, should pay close attention to flood potential.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Claiborne County

7 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Tennessee flood stories →

Flood Risk Data for Claiborne County

Claiborne County, Tennessee has recorded 32 flood-related events since 1996 according to NOAA's Storm Events Database, including 18 flash floods and 14 river or area floods. The county has received 21 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Claiborne County Disaster History

FEMA Disaster Declarations (1973–2026)

Disaster Declarations
21
Flood/Coastal Disasters
4
Latest Disaster
Severe Winter Storm (2026-01-22)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Claiborne County

DeclarationTypeDate
Severe Winter StormWinter StormJan 22, 2026
Severe Storms, Straight-line Winds, Tornadoes, And FloodingSevere StormApr 2, 2025
Tropical Storm HeleneTropical StormSep 26, 2024
Severe Storms, Tornadoes, And FloodingTornadoMar 25, 2021
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Flooding, Landslides, And MudslidesFloodFeb 19, 2019
Severe Winter Storm And FloodingSevere Ice StormFeb 15, 2015
Severe Storms, Tornadoes, Straight-line Winds, And FloodingSevere StormJun 5, 2014
Severe Storms, Tornadoes, Straight-line Winds AndSevere StormFeb 29, 2012

Recorded Flood Events in Claiborne County

NOAA Storm Events Database (1996–2025)

Total Flood Events
32
River/Area Floods
14
Flash Floods
18
Total Property Damage
$2.5M
Flood Deaths
1

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Claiborne County

TypeDateDamage
Flash FloodFeb 16, 20250.00K
FloodFeb 16, 20250.00K
FloodFeb 15, 20250.00K
FloodFeb 13, 20250.00K
Flash FloodAug 2, 20250.00K
Flash FloodAug 2, 20240.00K
Flash FloodSep 9, 20230.00K
Flash FloodJul 9, 20220.00K
Flash FloodMar 28, 20211.20M
Flash FloodJul 11, 20190.00K

Claiborne County Flood History

Flash Flood — Feb 16, 2025

A strong synoptic system with heavy rainfall during warm front passage followed by additional rainfall during the severe thunderstorms along the cold front led to reports of flooding in northern portions of East Tennessee. Additionally, strong winds powered by strong winds aloft mixed to the surface, bringing wind advisory conditions to the whole area, a few high wind reports, and some wind dam...

Flood — Feb 16, 2025

A strong synoptic system with heavy rainfall during warm front passage followed by additional rainfall during the severe thunderstorms along the cold front led to reports of flooding in northern portions of East Tennessee. Additionally, strong winds powered by strong winds aloft mixed to the surface, bringing wind advisory conditions to the whole area, a few high wind reports, and some wind dam...

Flood — Feb 15, 2025

A strong synoptic system with heavy rainfall during warm front passage followed by additional rainfall during the severe thunderstorms along the cold front led to reports of flooding in northern portions of East Tennessee. Additionally, strong winds powered by strong winds aloft mixed to the surface, bringing wind advisory conditions to the whole area, a few high wind reports, and some wind dam...

Flood — Feb 13, 2025

Heavy rains, categorized by widespread 2 to 3 inch rainfall totals, affected the Morristown forecast area and broader southern Appalachian region on February 11th and 12th. This lead to flooding along some rivers in east Tennessee between February 12th and 14th, during which time some locations reached moderate to major flood stages.

Flash Flood — Aug 2, 2025

Showers and thunderstorms affected northeast Tennessee and southwest Virginia during the afternoon and evening hours of August 2nd. Areas from Claiborne county, southeast through Greene and Cocke counties were affected the most. Some reports of flooding were received from Claiborne and Cocke counties.

Source: NOAA National Weather Service Storm Events Database.

Claiborne County NFIP Flood Insurance Claims

Total Claims Filed
24
Total Paid Out
$387,354
Avg Claim
$20,387
Avg Water Depth
3.9 ft

Claims by Flood Zone

A Zones (High Risk)
15

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Claiborne County

FEMA assigns flood zone designations to areas in Claiborne County, Tennessee:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Claiborne County

Properties in Claiborne County, Tennessee that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.