Enter any address in Coffee County, Tennessee to see its FEMA flood zone
Flash flooding from thunderstorms dominates flood events in Coffee County. Between 2003 and 2023, NOAA Storm Events data recorded 33 flash flood events and 7 general flood events. Recent occurrences include flash flooding on September 18, 2021, and widespread river flooding following heavy rainfall between February 21-25, 2022.
National Flood Insurance Program (NFIP) claims data indicates that while Zone A areas have seen more claims, Zone X_UNSHADED areas have experienced significantly higher average payouts and water depths. Homeowners in areas designated as Zone A, Zone X, and particularly Zone X_UNSHADED, should pay close attention to flood risk information.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
13 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Coffee County, Tennessee has recorded 40 flood-related events since 1996 according to NOAA's Storm Events Database, including 33 flash floods and 7 river or area floods. The county has received 21 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, And Tornado | Severe Storm | Aug 7, 2023 |
| Severe Winter Storm | Winter Storm | Dec 22, 2022 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Flooding, Landslides, And Mudslides | Flood | Feb 19, 2019 |
| Severe Winter Storm And Flooding | Severe Ice Storm | Feb 15, 2015 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 20, 2023 | 50.00K |
| Flood | Feb 22, 2022 | 0.00K |
| Flash Flood | Sep 18, 2021 | 0.00K |
| Flash Flood | Feb 23, 2019 | 329.89K |
| Flash Flood | Feb 20, 2019 | 0.00K |
| Flash Flood | Mar 9, 2019 | 0.00K |
| Flood | Dec 28, 2018 | 0.00K |
| Flash Flood | Mar 1, 2018 | 5.00K |
| Flash Flood | Mar 1, 2018 | 0.00K |
| Flood | Jun 27, 2016 | 0.00K |
Flash Flood — Jul 20, 2023
A very strong squall line made its way through Middle Tennessee during the morning and afternoon hours of July 20, 2023. Damaging straight-line winds were the primary threat associated with this line of thunderstorms with wind gusts of 65 to 80 mph common. The most significant damage was reported in Sumner and Wilson counties with numerous reports of downed trees and powerlines received. Meanwh...
Flood — Feb 22, 2022
Numerous showers and thunderstorms affected Middle Tennessee on February 22. Some of the storms became severe with a few reports of large hail and wind damage. In addition, heavy rainfall resulted in flooding across several areas of Middle Tennessee. Rainfall totals from February 21 to February 25 ranged from 3 to over 7 inches fell across the area, which led to widespread river flooding on mos...
Flash Flood — Sep 18, 2021
Scattered showers and thunderstorms developed in the morning hours and continued into the early afternoon hours on September 18th. Significant flash flooding occurred across parts of Middle Tennessee including areas of Davidson, Putnam, Bedford and Coffee Counties.
Flash Flood — Feb 23, 2019
A stationary frontal boundary stalled near the Tennessee Valley for nearly a week in mid to late February 2019. Persistent southwest flow aloft brought copious amounts of Gulf of Mexico moisture northward and interacted with this boundary for many days, causing a prolonged period of heavy rain and flooding throughout Middle Tennessee from Tuesday, February 19 through early Sunday, February 24. ...
Flash Flood — Feb 20, 2019
After an already very wet month, additional heavy rainfall and thunderstorms moved into Middle Tennessee from Tuesday February 19 into Wednesday February 20. With the airmass being initially cold and dry, the rainfall briefly fell as a mix of rain and sleet across southern Middle Tennessee, although no measurable sleet accumulation was reported. Considerable cloud to ground positive lightning a...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Coffee County, Tennessee:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Coffee County, Tennessee that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.