10 flood insurance claims·$424,493 paid
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Crockett County, Tennessee. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding dominates the flood history of Crockett County, TN, accounting for 36 out of 45 total recorded flood events over the last 30 years, alongside 9 standard flood events. These events are driven by weather patterns such as the system on February 15, 2025, when an upper-level trough, deep southwesterly flow advecting Gulf moisture, and a stalled warm front triggered widespread early morning showers and thunderstorms across the region.
National Flood Insurance Program records indicate that flood claims occur across multiple zones. Properties in Zone X recorded 5 claims with an average payout of $35,658 and an average recorded water depth of 3 inches. Zone X_UNSHADED recorded 4 claims with an average payout of $59,216 and an average recorded water depth of 4 inches. Additionally, Zone A recorded 1 claim with an average payout of $45,000 and an average recorded water depth of 3 inches.
Homeowners, real estate agents, and journalists should pay the closest attention to properties located in both designated flood zones and unshaded areas, as historical claims and significant flash flood event frequencies demonstrate that flood risks extend across multiple zone classifications in the county.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
In flood insurance claims here that reported a flood depth, the average was 3 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2010, with 3 claims and $155,012 paid, the year of Severe Storms, Flooding, Straight-line Winds, and Tornadoes.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
13 NOAA storm reports from Crockett County describe what happened, in the words of the forecasters who covered it. Read the Tennessee flood stories →
19 federal disaster declarations since 1979.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Jan 22, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, And Tornado | Mar 1, 2023 |
| Severe Winter Storm | Feb 3, 2022 |
| Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding | Apr 25, 2011 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Apr 19, 2011 |
| Severe Storms, Flooding, Straight-line Winds, And Tornadoes | Apr 30, 2010 |
| Hurricane Katrina Evacuation | Aug 29, 2005 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
45 since 1996: 36 flash floods and 9 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Feb 15, 2025 | — |
| Flash Flood | Jun 13, 2025 | $4,000 |
| Flash Flood | Apr 5, 2025 | — |
| Flash Flood | May 24, 2024 | — |
| Flash Flood | Feb 16, 2023 | $10,000 |
| Flash Flood | Feb 23, 2019 | — |
| Flood | Feb 11, 2019 | — |
| Flash Flood | Feb 6, 2019 | $50,000 |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Feb 15, 2025. An upper-level trough crossed the Four Corners region and dipped into northern Mexico on February 14, 2025. In response, deep southwesterly flow set up over the Lower Mississippi Valley and advected Gulf moisture poleward. Showers and thunderstorms blossomed across the region during the early morning hours on February 15, 2025. Meanwhile, a warm front quickly accelerated northward during the morning of February 15…
Flash Flood · Jun 13, 2025. Showers and thunderstorms continued throughout the day as an upper trough lifted slowly northeast across the region. A very moist airmass with PWATs near the 99th percentile, supported heavy rainfall resulting in isolated flash flooding.
Flash Flood · Apr 5, 2025. The front eventually sagged south back into the Mid-South during the early morning hours of April 5th. Strong low-level moisture transport into the frontal zone resulted in heavy rain and training storms across northern sections of the Mid-South, mainly north of I-40. A bow echo developed along and just south of the slowly advancing front. This feature crossed the entire forecast area producing 13 tornadoes, inclu…
Flash Flood · May 24, 2024. An active storm pattern as several mid-level shortwaves crossed the region. An MCV lifted east northeast out of the Ozarks across southern Arkansas. The MCV fired up morning convection across the Mid-South with isolated storm coverage in the afternoon. A weak capped environment was broken and steep mid-level lapse rates, roughly 30 knots of shear, and plentiful instability allowed storms to flourish to the south.…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Crockett County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.